Vitals
  • Total Assets
    574.0M -0.7 %
  • Total Deposits
    455.9M -0.3 %
  • Total Net Loans
    375.6M -0.2 %
  • Net Income
    5.0M 55.5 %
  • Book Value
    52.7M -3.0 %
  • Book Value x2
    105.3M -3.0 %
  • Book Value x3
    158.0M -3.0 %
ROAA

.871

ROAE

9.076

Efficiency Ratio

71.032

Net Interest Margin

3.575

Balance Sheet Highlights
Financial Highlights The Juniata Valley Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 574,019 784,148
Total Net Loans 375,574 559,183
Total Deposits 455,917 637,080
Total Equity 52,674 81,247
Profitability
Net Income 4,979 6,303
Return on Average Assets .871 .785
Return on Average Equity 9.076 7.431
Net Interest Margin 3.575 3.473
Efficiency Ratio 71.032 69.514
Noninterest Income/Revenue 18.625 18.146
Balance Sheet Ratios
Loan-to-Deposit 82.378 86.432
Securities/Assets .259 .178
Total Equity/Total Assets .092 .104
Tangible Equity/Tangible Assets .081 .094
Capital Adequacy
Tier 1 Common Capital 48,217 72,881
Tier 1 Capital 48,217 73,172
Tier 2 Capital 2,885 6,143
Total Capital 51,102 79,518
Total Risk Weighted Assets 375,661 578,873
Leverage Ratio 8.39 9.899
Common Equity Tier 1 Capital Ratio 12.84 13.811
Tier 1 Capital Ratio 12.84 13.878
Total Capital Ratio 13.6 15.103

Timeline for The Juniata Valley Bank

The First National Bank Of Port Allegany

Acquisition: The Juniata Valley Bank acquired a new subsidiary, The First National Bank Of Port Allegany, 8 years

View Profile Dec 01 2015

Juniata Valley Settlement Services, Llc

Juniata Valley Settlement Services, Llc became a new subsidiary organization for The Juniata Valley Bank.

View Profile Apr 12 2006

Lewistown Trust Company

Acquisition: The Juniata Valley Bank acquired a new subsidiary, Lewistown Trust Company, 25 years

View Profile Jul 01 1998

Juniata Valley Financial Corp.

Juniata Valley Financial Corp. became a new parent organization for The Juniata Valley Bank.

View Profile Jun 07 1983

Tuscarora State Bank

Acquisition: The Juniata Valley Bank acquired a new subsidiary, Tuscarora State Bank , 57 years

View Profile Mar 01 1967

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Complete timeline for The Juniata Valley Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Port Allegany Seller 90,540 Acquisition Discontinued 12/1/2015
Lewistown Trust Company Seller 115,507 Pooling of Interests Discontinued 7/1/1998
Tuscarora State Bank Seller Discontinued 3/1/1967
First National Bank Of Port Royal Seller Discontinued 2/23/1965
Farmers National Bank Of Mcalisterville, The Seller Discontinued 2/23/1965
Port Royal National Bank, The Seller Discontinued 2/23/1965
First National Bank Of Millerstown, The Seller Discontinued 4/2/1962
Relationships Role Relationship Start Relationship End
Juniata Valley Financial Corp. Parent 6/7/1983
Juniata Valley Settlement Services, Llc Subsidary 4/12/2006
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