Vitals
  • Total Assets
    100.8M -1.1 %
  • Total Deposits
    91.8M 8.9 %
  • Total Net Loans
    74.0M 4.8 %
  • Net Income
    1.0M 2.3 %
  • Book Value
    8.6M -8.4 %
  • Book Value x2
    17.2M -8.4 %
  • Book Value x3
    25.8M -8.4 %
ROAA

2.143

ROAE

23.074

Efficiency Ratio

48.198

Net Interest Margin

4.409

Balance Sheet Highlights
Financial Highlights The First Western Bank Custer All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 100,817 143,964
Total Net Loans 73,969 99,842
Total Deposits 91,802 113,841
Total Equity 8,605 16,057
Profitability
Net Income 1,020 1,295
Return on Average Assets 2.143 1.569
Return on Average Equity 23.074 13.955
Net Interest Margin 4.409 4.616
Efficiency Ratio 48.198 59.77
Noninterest Income/Revenue 6.186 16.105
Balance Sheet Ratios
Loan-to-Deposit 80.575 82.282
Securities/Assets .154 6.811
Total Equity/Total Assets .085 .112
Tangible Equity/Tangible Assets .085 -11.968
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,796 15,559
Tier 2 Capital 978 1,226
Total Capital 9,774 16,841
Total Risk Weighted Assets 82,195 112,269
Leverage Ratio 9.04 11.812
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.7 15.934
Total Capital Ratio 11.89 17.127

Timeline for The First Western Bank Custer

First Western Bank

The First Western Bank Custer was acquired by First Western Bank 17 years

View Profile Sep 30 2006

First Western Bank

Acquisition: The First Western Bank Custer acquired a new subsidiary, First Western Bank, 35 years

View Profile Apr 01 1989

Christen Group, Inc.

Christen Group, Inc. became a new parent organization for The First Western Bank Custer.

View Profile Oct 28 1988

Erickson Investment Company

Erickson Investment Company became a new parent organization for The First Western Bank Custer.

View Profile Dec 31 1970

The First Western Bank Custer

The First Western Bank Custer was established 118 years ago and is currently headquartered in Custer, SD.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Western Bank Buyer 572,079 Pooling of Interests Discontinued 9/30/2006
First Western Bank Seller 25,756 Discontinued 4/1/1989
Relationships Role Relationship Start Relationship End
Christen Group, Inc. Parent 10/28/1988 9/29/2006
Erickson Investment Company Parent 12/31/1981 10/31/1985
Erickson Investment Company Parent 12/31/1970 12/30/1981
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