Vitals
  • Total Assets
    405.0M -3.1 %
  • Total Deposits
    342.7M 5.3 %
  • Total Net Loans
    197.4M 17.9 %
  • Net Income
    6.1M 7.5 %
  • Book Value
    58.8M -0.3 %
  • Book Value x2
    117.6M -0.3 %
  • Book Value x3
    176.4M -0.3 %
ROAA

1.541

ROAE

10.046

Efficiency Ratio

50.593

Net Interest Margin

4.071

Balance Sheet Highlights
Financial Highlights The First Bank Of Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 405,005 266,812
Total Net Loans 197,425 157,006
Total Deposits 342,735 227,200
Total Equity 58,801 30,855
Profitability
Net Income 6,058 2,603
Return on Average Assets 1.541 .91
Return on Average Equity 10.046 7.525
Net Interest Margin 4.071 3.872
Efficiency Ratio 50.593 69.238
Noninterest Income/Revenue 7.756 15.218
Balance Sheet Ratios
Loan-to-Deposit 57.603 65.031
Securities/Assets .404 .23
Total Equity/Total Assets .145 .116
Tangible Equity/Tangible Assets .145 .114
Capital Adequacy
Tier 1 Common Capital 59,729 30,655
Tier 1 Capital 59,729 30,655
Tier 2 Capital 2,253 1,864
Total Capital 61,982 32,526
Total Risk Weighted Assets 246,946 184,216
Leverage Ratio 15.26 11.829
Common Equity Tier 1 Capital Ratio 24.19 18.757
Tier 1 Capital Ratio 24.19 18.762
Total Capital Ratio 25.1 19.824

Timeline for The First Bank Of Alabama

First National Talladega Corporation

First National Talladega Corporation became a new parent organization for The First Bank Of Alabama.

View Profile Sep 13 1985

The First Bank Of Alabama

The First Bank Of Alabama was established 176 years ago and is currently headquartered in Talladega, AL.

Jan 01 1848
Relationships Role Relationship Start Relationship End
First National Talladega Corporation Parent 10/8/1989
First National Talladega Corporation Parent 9/13/1985 10/7/1989
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