Vitals
  • Total Assets
    56.6M -8.4 %
  • Total Deposits
    50.0M -1.2 %
  • Total Net Loans
    36.4M 1.2 %
  • Net Income
    828000.0000 -3.9 %
  • Book Value
    6.6M -4.1 %
  • Book Value x2
    13.2M -4.1 %
  • Book Value x3
    19.8M -4.1 %
ROAA

1.337

ROAE

12.02

Efficiency Ratio

60.213

Net Interest Margin

3.961

Balance Sheet Highlights
Financial Highlights The Citizens State Bank Of Cheney, Kansas All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 56,584 161,058
Total Net Loans 36,358 97,183
Total Deposits 49,956 131,657
Total Equity 6,593 18,008
Profitability
Net Income 828 1,663
Return on Average Assets 1.337 .954
Return on Average Equity 12.02 8.443
Net Interest Margin 3.961 3.683
Efficiency Ratio 60.213 68.374
Noninterest Income/Revenue 10.099 15.013
Balance Sheet Ratios
Loan-to-Deposit 72.78 72.321
Securities/Assets .207 .241
Total Equity/Total Assets .117 .112
Tangible Equity/Tangible Assets .115 .109
Capital Adequacy
Tier 1 Common Capital 6,538 17,454
Tier 1 Capital 6,538 17,457
Tier 2 Capital 501 1,279
Total Capital 7,039 18,771
Total Risk Weighted Assets 47,532 112,595
Leverage Ratio 11.18 11.048
Common Equity Tier 1 Capital Ratio 13.75 16.94
Tier 1 Capital Ratio 13.75 16.949
Total Capital Ratio 14.81 18.109

Timeline for The Citizens State Bank Of Cheney, Kansas

United Insurance Group, Inc.

United Insurance Group, Inc. became a new subsidiary organization for The Citizens State Bank Of Cheney, Kansas.

View Profile Jul 01 1994

Citizens State Bancshares, Inc.

Citizens State Bancshares, Inc. became a new parent organization for The Citizens State Bank Of Cheney, Kansas.

View Profile Jun 30 1994

The Citizens State Bank Of Cheney, Kansas

The Citizens State Bank Of Cheney, Kansas was established 140 years ago and is currently headquartered in Cheney, KS.

Jan 01 1884
Relationships Role Relationship Start Relationship End
Citizens State Bancshares, Inc. Parent 6/30/1994
United Insurance Group, Inc. Subsidary 7/1/1994 10/5/2000
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