Vitals
  • Total Assets
    150.6M 4.2 %
  • Total Deposits
    134.2M 4.6 %
  • Total Net Loans
    81.1M 6.3 %
  • Net Income
    2.2M 57.8 %
  • Book Value
    13.4M 1.3 %
  • Book Value x2
    26.8M 1.3 %
  • Book Value x3
    40.2M 1.3 %
ROAA

1.999

ROAE

22.309

Efficiency Ratio

46.078

Net Interest Margin

4.568

Balance Sheet Highlights
Financial Highlights Stephenville Bank And Trust Co. All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 150,560 126,638
Total Net Loans 81,051 71,247
Total Deposits 134,222 107,327
Total Equity 13,406 12,908
Profitability
Net Income 2,224 2,408
Return on Average Assets 1.999 1.306
Return on Average Equity 22.309 13.128
Net Interest Margin 4.568 4.344
Efficiency Ratio 46.078 68.305
Noninterest Income/Revenue 23.309 18.251
Balance Sheet Ratios
Loan-to-Deposit 60.386 63.434
Securities/Assets .392 .678
Total Equity/Total Assets .089 .102
Tangible Equity/Tangible Assets .089 -.028
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,805 12,178
Tier 2 Capital 919 828
Total Capital 13,724 13,021
Total Risk Weighted Assets 88,292 79,489
Leverage Ratio 8.66 10.144
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.5 17.344
Total Capital Ratio 15.54 18.415

Timeline for Stephenville Bank And Trust Co.

First Financial Bank, National Association

Stephenville Bank And Trust Co. was acquired by First Financial Bank, National Association 19 years

View Profile Nov 01 2004

First Financial Bankshares Of Delaware, Inc.

First Financial Bankshares Of Delaware, Inc. became a new parent organization for Stephenville Bank And Trust Co..

View Profile Feb 26 1993

Stephenville Bank And Trust Co.

Stephenville Bank And Trust Co. was established 101 years ago and is currently headquartered in Stephenville, TX.

Jan 05 1923
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 376,131 Pooling of Interests Discontinued 11/1/2004
Relationships Role Relationship Start Relationship End
First Financial Bankshares Of Delaware, Inc. Parent 2/26/1993 10/31/2004
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