Stephenville Bank And Trust Co.
Stephenville, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Stephenville Bank And Trust Co. | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 3,462 | 3,448 |
Income from Lease Financing Receivables | — | 565 |
12 | 88 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 45 |
Income on Loans and Leases (TE) | 3,468 | 3,475 |
Investment Interest Income (TE) | 2,101 | 1,160 |
Total Interest Income (TE) | 5,577 | 4,673 |
Total Interest Expense | 842 | 985 |
Net Interest Income (TE) | 4,735 | 3,673 |
Non-Interest Income | 1,695 | 1,043 |
Adjusted Operating Income (TE) | 6,430 | 4,755 |
Non-interest Expense | 2,963 | 3,060 |
Provision for Loan & Lease Losses | 40 | 420 |
Pretax Operating Income (TE) | 3,427 | 3,277 |
Pretax Net Operating Income (TE) | 3,428 | 3,336 |
Applicable Income Taxes | 987 | 1,343 |
Net Operating Income | 2,224 | 2,411 |
Net Income | 2,224 | 2,408 |
Cash Dividends Declared | 2,201 | 1,755 |
Retained Earnings | 23 | 1,507 |