Vitals
  • Total Assets
    97.9M -5.4 %
  • Total Deposits
    87.6M -5.9 %
  • Total Net Loans
    50.7M 0.9 %
  • Net Income
    6000.0000 -95.3 %
  • Book Value
    9.7M -1.8 %
  • Book Value x2
    19.4M -1.8 %
  • Book Value x3
    29.0M -1.8 %
ROAA

.012

ROAE

.119

Efficiency Ratio

101.473

Net Interest Margin

3.344

Balance Sheet Highlights
Financial Highlights State Bank & Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 97,892 186,389
Total Net Loans 50,740 125,853
Total Deposits 87,566 147,017
Total Equity 9,677 19,483
Profitability
Net Income 6 1,561
Return on Average Assets .012 1.167
Return on Average Equity .119 10.851
Net Interest Margin 3.344 3.916
Efficiency Ratio 101.473 67.147
Noninterest Income/Revenue 13.005 11.943
Balance Sheet Ratios
Loan-to-Deposit 57.945 82.515
Securities/Assets .208 .302
Total Equity/Total Assets .099 .105
Tangible Equity/Tangible Assets .099 .048
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,506 18,262
Tier 2 Capital 750 1,416
Total Capital 9,256 19,673
Total Risk Weighted Assets 58,835 130,162
Leverage Ratio 8.69 10.526
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.46 16.063
Total Capital Ratio 15.73 17.176

Timeline for State Bank & Trust Company

Whitaker Bank

State Bank & Trust Company was acquired by Whitaker Bank 15 years

View Profile Jul 01 2008

State Financial Services, Inc.

State Financial Services, Inc. became a new parent organization for State Bank & Trust Company.

View Profile Jan 17 1997

State Bank & Trust Company

State Bank & Trust Company was established 118 years ago and is currently headquartered in Harrodsburg, KY.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Whitaker Bank Buyer 1,336,466 Acquisition Discontinued 7/1/2008
Relationships Role Relationship Start Relationship End
State Financial Services, Inc. Parent 5/31/1997 6/30/2008
State Financial Services, Inc. Parent 2/5/1997 5/30/1997
State Financial Services, Inc. Parent 1/17/1997 2/4/1997
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