State Bank & Trust Company
Harrodsburg, KY — Domestic Branch of a Domestic Bank
Acquired Jul 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Bank & Trust Company | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 2,005 | 4,526 |
Income from Lease Financing Receivables | — | 159 |
— | 67 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 33 |
Income on Loans and Leases (TE) | 2,005 | 4,547 |
Investment Interest Income (TE) | 608 | 1,029 |
Total Interest Income (TE) | 2,863 | 5,721 |
Total Interest Expense | 1,254 | 2,415 |
Net Interest Income (TE) | 1,609 | 3,302 |
Non-Interest Income | 428 | 776 |
Adjusted Operating Income (TE) | 2,037 | 4,085 |
Non-interest Expense | 2,067 | 2,755 |
Provision for Loan & Lease Losses | — | 503 |
Pretax Operating Income (TE) | — | 2,192 |
Pretax Net Operating Income (TE) | — | 2,185 |
Applicable Income Taxes | — | 757 |
Net Operating Income | 6 | 1,561 |
Net Income | 6 | 1,561 |
Cash Dividends Declared | 432 | 1,166 |
Retained Earnings | — | 1,002 |