Vitals
  • Total Assets
    153.8M 2.6 %
  • Total Deposits
    138.4M 2.2 %
  • Total Net Loans
    116.4M 10.9 %
  • Net Income
    676000.0000 28.8 %
  • Book Value
    13.3M 8.9 %
  • Book Value x2
    26.6M 8.9 %
  • Book Value x3
    39.8M 8.9 %
ROAA

.886

ROAE

10.39

Efficiency Ratio

65.121

Net Interest Margin

3.939

Balance Sheet Highlights
Financial Highlights State Bank And Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 153,792 175,392
Total Net Loans 116,357 120,422
Total Deposits 138,375 147,487
Total Equity 13,276 17,032
Profitability
Net Income 676 2,530
Return on Average Assets .886 1.156
Return on Average Equity 10.39 11.609
Net Interest Margin 3.939 3.805
Efficiency Ratio 65.121 65.236
Noninterest Income/Revenue 5.066 10.589
Balance Sheet Ratios
Loan-to-Deposit 84.088 75.496
Securities/Assets .137 .893
Total Equity/Total Assets .086 .097
Tangible Equity/Tangible Assets .077 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,237 16,386
Tier 2 Capital 1,553 1,359
Total Capital 13,790 17,762
Total Risk Weighted Assets 132,784 130,096
Leverage Ratio 8.02 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.22 15.314
Total Capital Ratio 10.39 16.342

Timeline for State Bank And Trust

Mount Prospect National Bank

State Bank And Trust was acquired by Mount Prospect National Bank 17 years

View Profile Jul 01 2006

Northwest Suburban Mortgage, Llc

Northwest Suburban Mortgage, Llc became a new subsidiary organization for State Bank And Trust.

View Profile Dec 31 2000

Northwest Suburban Bancorp, Inc.

Northwest Suburban Bancorp, Inc. became a new parent organization for State Bank And Trust.

View Profile Dec 29 2000

State Bank And Trust

State Bank And Trust was established 25 years ago and is currently headquartered in North Barrington, IL.

Oct 13 1998

Village Bancorp Inc.

Village Bancorp Inc. became a new parent organization for State Bank And Trust.

View Profile Oct 13 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mount Prospect National Bank Buyer 544,021 Pooling of Interests Discontinued 7/1/2006
Relationships Role Relationship Start Relationship End
Northwest Suburban Bancorp, Inc. Parent 12/29/2000 6/30/2006
Village Bancorp Inc. Parent 10/13/1998 12/28/2000
Northwest Suburban Mortgage, Llc Subsidary 12/31/2000 6/30/2006
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