Vitals
  • Total Assets
    463.4M 0.0 %
  • Total Deposits
    404.0M -0.3 %
  • Total Net Loans
    199.1M 0.8 %
  • Net Income
    4.4M -4.7 %
  • Book Value
    58.8M 2.7 %
  • Book Value x2
    117.6M 2.7 %
  • Book Value x3
    176.4M 2.7 %
ROAA

.997

ROAE

7.553

Efficiency Ratio

61.701

Net Interest Margin

3.641

Balance Sheet Highlights
Financial Highlights South Georgia Banking Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 463,413 256,123
Total Net Loans 199,054 160,108
Total Deposits 403,981 221,413
Total Equity 58,795 27,434
Profitability
Net Income 4,426 2,812
Return on Average Assets .997 .99
Return on Average Equity 7.553 8.811
Net Interest Margin 3.641 4.031
Efficiency Ratio 61.701 72.067
Noninterest Income/Revenue 25.007 19.316
Balance Sheet Ratios
Loan-to-Deposit 49.273 70.662
Securities/Assets .197 .165
Total Equity/Total Assets .127 .107
Tangible Equity/Tangible Assets .104 .105
Capital Adequacy
Tier 1 Common Capital 47,949 26,376
Tier 1 Capital 47,949 26,452
Tier 2 Capital 3,261 1,919
Total Capital 51,210 28,453
Total Risk Weighted Assets 260,568 174,280
Leverage Ratio 10.93 10.62
Common Equity Tier 1 Capital Ratio 18.4 16.191
Tier 1 Capital Ratio 18.4 16.286
Total Capital Ratio 19.65 17.433

Timeline for South Georgia Banking Company

Bank Of Dooly

Acquisition: South Georgia Banking Company acquired a new subsidiary, Bank Of Dooly, 10 years

View Profile Feb 01 2014

Community National Bank

Acquisition: South Georgia Banking Company acquired a new subsidiary, Community National Bank, 17 years

View Profile Dec 29 2006

Sgbc Financial Services, Inc.

Sgbc Financial Services, Inc. became a new subsidiary organization for South Georgia Banking Company.

View Profile Mar 17 1999

South Georgia Bank Holding Company

South Georgia Bank Holding Company became a new parent organization for South Georgia Banking Company.

View Profile Mar 02 1999

Oak-Alabama Corporation

Oak-Alabama Corporation became a new subsidiary organization for South Georgia Banking Company.

View Profile Mar 02 1999

Want to see more?

Complete timeline for South Georgia Banking Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Dooly Seller 114,491 Acquisition Discontinued 2/1/2014
Community National Bank Seller 132,950 Pooling of Interests Discontinued 12/29/2006
Relationships Role Relationship Start Relationship End
South Georgia Bank Holding Company Parent 3/2/1999
Sgbc Financial Services, Inc. Subsidary 6/30/2007
Oak-Alabama Corporation Subsidary 6/30/2007
Sgbc Financial Services, Inc. Subsidary 3/17/1999 6/29/2007
Oak-Alabama Corporation Subsidary 3/2/1999 6/29/2007
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