Vitals
  • Total Assets
    133.0M 1.3 %
  • Total Deposits
    104.9M -8.2 %
  • Total Net Loans
    102.7M -6.1 %
  • Net Income
    729000.0000 -31.0 %
  • Book Value
    24.7M 52.5 %
  • Book Value x2
    49.3M 52.5 %
  • Book Value x3
    74.0M 52.5 %
ROAA

1.87

ROAE

11.95

Efficiency Ratio

51.668

Net Interest Margin

6.361

Balance Sheet Highlights
Financial Highlights Community National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 132,950 196,116
Total Net Loans 102,714 147,713
Total Deposits 104,936 164,064
Total Equity 24,653 19,903
Profitability
Net Income 729 9,334
Return on Average Assets 1.87 1.531
Return on Average Equity 11.95 15.61
Net Interest Margin 6.361 4.707
Efficiency Ratio 51.668 61.317
Noninterest Income/Revenue 9.979 9.893
Balance Sheet Ratios
Loan-to-Deposit 97.883 86.787
Securities/Assets .068 .239
Total Equity/Total Assets .185 .101
Tangible Equity/Tangible Assets .095 -.844
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,629 19,042
Tier 2 Capital 1,235 1,917
Total Capital 14,864 20,904
Total Risk Weighted Assets 98,134 156,057
Leverage Ratio 10.99 11.292
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.89 14.463
Total Capital Ratio 15.15 15.622

Timeline for Community National Bank

South Georgia Banking Company

Community National Bank was acquired by South Georgia Banking Company 17 years

View Profile Dec 29 2006

South Georgia Bank Holding Company

South Georgia Bank Holding Company became a new parent organization for Community National Bank.

View Profile Jun 15 2006

First Federal Savings Bank, Fsb

Acquisition: Community National Bank acquired a new subsidiary, First Federal Savings Bank, Fsb, 32 years

View Profile Apr 04 1992

Community National Bank

Community National Bank was established 33 years ago and is currently headquartered in Ashburn, GA.

Aug 06 1990

Community National Bancorporation

Community National Bancorporation became a new parent organization for Community National Bank.

View Profile Aug 06 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Georgia Banking Company Buyer 433,648 Pooling of Interests Discontinued 12/29/2006
First Federal Savings Bank, Fsb Seller 16,985 Failure 4/4/1992
Relationships Role Relationship Start Relationship End
South Georgia Bank Holding Company Parent 6/15/2006 12/28/2006
Community National Bancorporation Parent 8/6/1990 6/14/2006
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