South Georgia Banking Company
Omega, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Georgia Banking Company | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 11,945 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
285 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 147 | 12 |
Income on Loans and Leases (TE) | 12,092 | 8,459 |
Investment Interest Income (TE) | 2,482 | 1,021 |
Total Interest Income (TE) | 15,165 | 9,876 |
Total Interest Expense | 1,183 | 962 |
Net Interest Income (TE) | 13,982 | 8,907 |
Non-Interest Income | 5,057 | 2,364 |
Adjusted Operating Income (TE) | 19,039 | 11,707 |
Non-interest Expense | 11,747 | 7,890 |
Provision for Loan & Lease Losses | 300 | 260 |
Pretax Operating Income (TE) | 6,992 | 3,396 |
Pretax Net Operating Income (TE) | 6,992 | 3,480 |
Applicable Income Taxes | 1,913 | 748 |
Net Operating Income | 4,426 | 2,812 |
Net Income | 4,426 | 2,812 |
Cash Dividends Declared | 2,323 | 844 |
Retained Earnings | 2,103 | 1,559 |