River Valley Community Bank Financial Statements & Health Reports

Active

Vitals

ROAA

.761

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	River Valley Community Bank	All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets	321,191	1,346,313
Total Net Loans	123,110	907,793
Total Deposits	243,951	1,084,972
Total Equity	25,301	169,778
Profitability
Net Income	1,982	12,577
Return on Average Assets	.761	.955
Return on Average Equity	8.06	8.072
Net Interest Margin	3.054	3.784
Efficiency Ratio	55.076	64.937
Noninterest Income/Revenue	6.125	13.682
Balance Sheet Ratios
Loan-to-Deposit	50.465	83.983
Securities/Assets	.447	.141
Total Equity/Total Assets	.079	.126
Tangible Equity/Tangible Assets	.079	.113
Capital Adequacy
Tier 1 Common Capital	25,314	147,337
Tier 1 Capital	25,314	147,552
Tier 2 Capital	2,035	11,893
Total Capital	27,349	160,236
Total Risk Weighted Assets	191,576	1,009,488
Leverage Ratio	8.48	11.256
Common Equity Tier 1 Capital Ratio	13.21	14.697
Tier 1 Capital Ratio	13.21	14.792
Total Capital Ratio	14.28	16.005

River Valley Community Bank was established 18 years ago and is currently headquartered in Yuba City, CA.

Jun 26 2006

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
The North Salem State Bank	North Salem	IN	278.2M
First Capital Bank	Germantown	TN	279.2M
Jefferson Bank Of Florida	Oldsmar	FL	279.2M
Gateway Bank Of Central Florida	Ocala	FL	276.5M
Arbor Bank	Nebraska City	NE	280.4M
Pacific Alliance Bank	Rosemead	CA	275.7M
The Exchange Bank Of Alabama	Altoona	AL	280.9M
Pinnacle Bank	Gilroy	CA	281.7M
Farmers-Merchants Bank & Trust Company	Breaux Bridge	LA	281.8M
Community First Bank	Kennewick	WA	282.1M