Efficiency Ratio Over Time
Efficiency Ratio River Valley Community Bank All Insured Commercial Banks in California
12-31-2016 55.076 64.937
09-30-2016 56.812 66.092
06-30-2016 58.24 67.144
03-31-2016 56.821 68.254
12-31-2015 58.88 68.735
09-30-2015 60.079 69.456
06-30-2015 62.48 70.381
03-31-2015 64.714 71.861
12-31-2014 71.73 72.553
09-30-2014 73.89 72.41
06-30-2014 75.548 73.547
03-31-2014 77.551 75.136
12-31-2013 66.722 74.39
09-30-2013 64.965 74.229
06-30-2013 62.796 74.916
03-31-2013 66.099 75.692
12-31-2012 60.086 74.083
09-30-2012 61.159 74.121
06-30-2012 62.397 75.117
03-31-2012 60.198 75.972
12-31-2011 58.714 76.681
09-30-2011 58.863 76.538
06-30-2011 59.84 77.016
03-31-2011 60.711 76.962
12-31-2010 56.693 79.38
09-30-2010 58.118 79.416
06-30-2010 57.237 80.72
03-31-2010 57.707 82.516
12-31-2009 61.486 89.03
09-30-2009 62.967 89.748
06-30-2009 65.927 94.314
03-31-2009 67.75 95.606
12-31-2008 71.915 89.236
09-30-2008 73.684 85.939
06-30-2008 75.519 85.896
03-31-2008 79.186 85.386
12-31-2007 95.732 83.041
09-30-2007 102.728 79.26
06-30-2007 112.841 78.029
03-31-2007 121.368 76.688
12-31-2006 200.517 80.037
09-30-2006 220.57 76.157
06-30-2006 287.387 70.367
03-31-2006 69.95
12-31-2005 74.917
09-30-2005 71.155
06-30-2005 70.343
03-31-2005 68.656
12-31-2004 71.614
09-30-2004 71.664
06-30-2004 72.622
03-31-2004 74.921
12-31-2003 78.394
09-30-2003 69.685
06-30-2003 70.304
03-31-2003 69.597
12-31-2002 70.571