Vitals
  • Total Assets
    481.2M 25.5 %
  • Total Deposits
    361.9M 16.2 %
  • Total Net Loans
    363.4M 26.2 %
  • Net Income
    2.8M 471.4 %
  • Book Value
    70.3M 117.2 %
  • Book Value x2
    140.6M 117.2 %
  • Book Value x3
    210.9M 117.2 %
ROAA

.637

ROAE

5.762

Efficiency Ratio

89.372

Net Interest Margin

3.1

Balance Sheet Highlights
Financial Highlights Randolph Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 481,161 761,274
Total Net Loans 363,444 592,852
Total Deposits 361,884 596,855
Total Equity 70,300 82,059
Profitability
Net Income 2,797 4,648
Return on Average Assets .637 .538
Return on Average Equity 5.762 4.944
Net Interest Margin 3.1 3.143
Efficiency Ratio 89.372 77.098
Noninterest Income/Revenue 50.794 14.538
Balance Sheet Ratios
Loan-to-Deposit 100.431 95.714
Securities/Assets .143 .124
Total Equity/Total Assets .146 .108
Tangible Equity/Tangible Assets .128 .106
Capital Adequacy
Tier 1 Common Capital 70,720 80,540
Tier 1 Capital 70,720 80,580
Tier 2 Capital 3,271 5,839
Total Capital 73,991 86,408
Total Risk Weighted Assets 297,028 559,688
Leverage Ratio 14.67 10.827
Common Equity Tier 1 Capital Ratio 23.81 15.478
Tier 1 Capital Ratio 23.81 15.53
Total Capital Ratio 24.91 16.563

Timeline for Randolph Savings Bank

First Federal Savings Bank Of Boston

Acquisition: Randolph Savings Bank acquired a new subsidiary, First Federal Savings Bank Of Boston, 7 years

View Profile Jul 01 2016

Prime Title Services, Inc.

Prime Title Services, Inc. became a new subsidiary organization for Randolph Savings Bank.

View Profile Jul 01 2016

Randolph Investment Iii Company, Inc.

Randolph Investment Iii Company, Inc. became a new subsidiary organization for Randolph Savings Bank.

View Profile Jan 23 2015

Randolph Investment Ii Company, Inc.

Randolph Investment Ii Company, Inc. became a new subsidiary organization for Randolph Savings Bank.

View Profile Jan 23 2015

Randolph Holdings Ri Ii Llc

Randolph Holdings Ri Ii Llc became a new subsidiary organization for Randolph Savings Bank.

View Profile Jul 05 2005

Want to see more?

Complete timeline for Randolph Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings Bank Of Boston Seller 68,065 Acquisition Discontinued 7/1/2016
Relationships Role Relationship Start Relationship End
Randolph Bancorp Inc. Parent 11/1/2002
Cabot Security Corporation Subsidary 6/30/2007
Randolph Investment Company Subsidary 6/30/2007
Randolph Holdings Ri Ii Llc Subsidary 7/5/2005
Prime Title Services, Inc. Subsidary 7/1/2016
Randolph Investment Iii Company, Inc. Subsidary 1/23/2015
Randolph Investment Ii Company, Inc. Subsidary 1/23/2015
Randolph Holdings Rhode Island, Llc Subsidary 12/30/2004 12/31/2014
Randolph Security Corporation Subsidary 6/30/2007 12/31/2013
Stoughton Securities Corporation Subsidary 6/30/2007 10/1/2008
Randolph Bancorp Rhode Island, Llc Subsidary 12/30/2004 10/1/2008
Randolph Security Corporation Subsidary 11/1/2002 6/29/2007
Cabot Security Corporation Subsidary 11/1/2002 6/29/2007
Stoughton Securities Corporation Subsidary 11/1/2002 6/29/2007
Randolph Investment Company Subsidary 11/1/2002 6/29/2007
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