Vitals
  • Total Assets
    367.0M 16.0 %
  • Total Deposits
    304.9M 13.5 %
  • Total Net Loans
    294.8M 21.9 %
  • Net Income
    1.5M 44.7 %
  • Book Value
    31.5M 23.0 %
  • Book Value x2
    63.0M 23.0 %
  • Book Value x3
    94.5M 23.0 %
ROAA

.439

ROAE

5.322

Efficiency Ratio

73.837

Net Interest Margin

3.864

Balance Sheet Highlights
Financial Highlights Provident State Bank, Inc. All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 366,980 804,628
Total Net Loans 294,839 615,155
Total Deposits 304,904 644,089
Total Equity 31,488 83,729
Profitability
Net Income 1,532 6,445
Return on Average Assets .439 .743
Return on Average Equity 5.322 7.02
Net Interest Margin 3.864 3.678
Efficiency Ratio 73.837 72.114
Noninterest Income/Revenue 10.397 18.691
Balance Sheet Ratios
Loan-to-Deposit 96.699 90.195
Securities/Assets .112 .114
Total Equity/Total Assets .086 .104
Tangible Equity/Tangible Assets .086 .093
Capital Adequacy
Tier 1 Common Capital 32,393 74,463
Tier 1 Capital 32,393 75,572
Tier 2 Capital 2,727 7,498
Total Capital 35,120 83,523
Total Risk Weighted Assets 289,244 632,592
Leverage Ratio 8.7 9.794
Common Equity Tier 1 Capital Ratio 11.2 12.533
Tier 1 Capital Ratio 11.2 12.687
Total Capital Ratio 12.14 13.794

Timeline for Provident State Bank, Inc.

Psb Holding Corp.

Psb Holding Corp. became a new parent organization for Provident State Bank, Inc..

View Profile Oct 31 1996

Provident State Bank, Inc.

Provident State Bank, Inc. was established 120 years ago and is currently headquartered in Preston, MD.

Jan 01 1904
Relationships Role Relationship Start Relationship End
Psb Holding Corp. Parent 10/31/1996
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