Vitals
  • Total Assets
    390.5M -15.5 %
  • Total Deposits
    389.9M -11.9 %
  • Total Net Loans
    302.4M -12.5 %
  • Net Income
    -18168000.0000
  • Book Value
    -1173000.0000 -106.7 %
  • Book Value x2
    -2346000.0000 -106.7 %
  • Book Value x3
    -3519000.0000 -106.7 %
ROAA

-4.071

ROAE

-153.156

Efficiency Ratio

95.039

Net Interest Margin

3.786

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 390,524 243,156
Total Net Loans 302,437 166,436
Total Deposits 389,868 206,037
Total Equity -1,173 21,493
Profitability
Net Income -18,168 179
Return on Average Assets -4.071 .226
Return on Average Equity -153.156 1.164
Net Interest Margin 3.786 3.964
Efficiency Ratio 95.039 74.379
Noninterest Income/Revenue 11.571 14.988
Balance Sheet Ratios
Loan-to-Deposit 77.574 79.068
Securities/Assets .113 .133
Total Equity/Total Assets -.003 .088
Tangible Equity/Tangible Assets -.003 .085
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital -1,058 20,208
Tier 2 Capital — 2,112
Total Capital -1,058 22,311
Total Risk Weighted Assets 305,149 169,714
Leverage Ratio -.25 9.437
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio -.35 14.33
Total Capital Ratio -.35 15.574

Timeline for Peoples State Bank

Talmer Bank And Trust

Peoples State Bank was acquired by Talmer Bank And Trust 13 years

View Profile Feb 12 2011

Universal Mortgage Company

Acquisition: Peoples State Bank acquired a new subsidiary, Universal Mortgage Company , 15 years

View Profile Sep 01 2008

Psb Insurance Agency, Inc.

Psb Insurance Agency, Inc. became a new subsidiary organization for Peoples State Bank.

View Profile Dec 05 2007

Psb Group, Inc.

Psb Group, Inc. became a new parent organization for Peoples State Bank.

View Profile May 31 2003

Universal Mortgage Company

Universal Mortgage Company became a new subsidiary organization for Peoples State Bank.

View Profile May 31 2003

Want to see more?

Complete timeline for Peoples State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Talmer Bank And Trust Buyer 7,590,654 Failure 2/12/2011
Universal Mortgage Company Seller Pooling of Interests Discontinued 9/1/2008
The Madison National Bank Seller 164,808 Acquisition Discontinued 5/16/1998
Relationships Role Relationship Start Relationship End
Psb Group, Inc. Parent 5/31/2003 2/11/2011
Psb Insurance Agency, Inc. Subsidary 12/5/2007 2/11/2011
Universal Mortgage Company Subsidary 6/30/2007 8/31/2008
Universal Mortgage Company Subsidary 5/31/2003 6/29/2007
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