Efficiency Ratio Over Time
Efficiency Ratio Peoples State Bank All Insured Commercial Banks in Michigan
12-31-2010 95.039 74.379
09-30-2010 88.751 74.86
06-30-2010 85.917 75.739
03-31-2010 90.018 76.883
12-31-2009 99.229 82.058
09-30-2009 94.307 81.121
06-30-2009 92.971 82.109
03-31-2009 92.61 80.184
12-31-2008 121.212 80.181
09-30-2008 102.396 75.465
06-30-2008 97.318 75.619
03-31-2008 106.602 76.097
12-31-2007 84.526 72.221
09-30-2007 82.239 70.635
06-30-2007 75.566 69.92
03-31-2007 75.121 70.315
12-31-2006 73.042 66.877
09-30-2006 73.041 65.716
06-30-2006 74.189 66.171
03-31-2006 77.409 66.982
12-31-2005 68.558 64.078
09-30-2005 66.917 64.016
06-30-2005 67.867 63.808
03-31-2005 70.214 64.541
12-31-2004 67.307 64.329
09-30-2004 67.468 64.747
06-30-2004 70.097 65.538
03-31-2004 73.936 66.274
12-31-2003 73.821 63.66
09-30-2003 74.005 62.955
06-30-2003 74.479 63.034
03-31-2003 73.919 63.233
12-31-2002 70.365 62.526