Vitals
  • Total Assets
    277.6M 3.0 %
  • Total Deposits
    251.5M 3.1 %
  • Total Net Loans
    135.2M -2.3 %
  • Net Income
    2.2M -61.6 %
  • Book Value
    25.7M 2.9 %
  • Book Value x2
    51.5M 2.9 %
  • Book Value x3
    77.2M 2.9 %
ROAA

.788

ROAE

8.267

Efficiency Ratio

66.644

Net Interest Margin

3.57

Balance Sheet Highlights
Financial Highlights Peoples Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 277,562 256,123
Total Net Loans 135,194 160,108
Total Deposits 251,522 221,413
Total Equity 25,749 27,434
Profitability
Net Income 2,152 2,812
Return on Average Assets .788 .99
Return on Average Equity 8.267 8.811
Net Interest Margin 3.57 4.031
Efficiency Ratio 66.644 72.067
Noninterest Income/Revenue 14.554 19.316
Balance Sheet Ratios
Loan-to-Deposit 53.75 70.662
Securities/Assets .303 .165
Total Equity/Total Assets .093 .107
Tangible Equity/Tangible Assets .093 .105
Capital Adequacy
Tier 1 Common Capital 25,350 26,376
Tier 1 Capital 25,350 26,452
Tier 2 Capital 1,753 1,919
Total Capital 27,103 28,453
Total Risk Weighted Assets 164,178 174,280
Leverage Ratio 9.2 10.62
Common Equity Tier 1 Capital Ratio 15.44 16.191
Tier 1 Capital Ratio 15.44 16.286
Total Capital Ratio 16.51 17.433

Timeline for Peoples Bank & Trust

Peoples Banktrust, Inc.

Peoples Banktrust, Inc. became a new parent organization for Peoples Bank & Trust.

View Profile Oct 06 2006

Peoples Bank & Trust

Peoples Bank & Trust was established 39 years ago and is currently headquartered in Buford, GA.

Dec 13 1984
Relationships Role Relationship Start Relationship End
Peoples Banktrust, Inc. Parent 10/6/2006
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