Peoples Bank & Trust
Buford, GA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples Bank & Trust | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 7,461 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 7,461 | 8,459 |
Investment Interest Income (TE) | 1,852 | 1,021 |
Total Interest Income (TE) | 9,705 | 9,876 |
Total Interest Expense | 1,139 | 962 |
Net Interest Income (TE) | 8,566 | 8,907 |
Non-Interest Income | 1,653 | 2,364 |
Adjusted Operating Income (TE) | 10,219 | 11,707 |
Non-interest Expense | 6,810 | 7,890 |
Provision for Loan & Lease Losses | — | 260 |
Pretax Operating Income (TE) | 3,409 | 3,396 |
Pretax Net Operating Income (TE) | 3,469 | 3,480 |
Applicable Income Taxes | 1,026 | 748 |
Net Operating Income | 2,152 | 2,812 |
Net Income | 2,152 | 2,812 |
Cash Dividends Declared | 102 | 844 |
Retained Earnings | 2,050 | 1,559 |