Vitals
  • Total Assets
    307.1M 8.6 %
  • Total Deposits
    225.8M 34.8 %
  • Total Net Loans
    195.1M 1.3 %
  • Net Income
    142000.0000 -40.8 %
  • Book Value
    57.6M 3.5 %
  • Book Value x2
    115.2M 3.5 %
  • Book Value x3
    172.8M 3.5 %
ROAA

.191

ROAE

.987

Efficiency Ratio

86.15

Net Interest Margin

3.097

Balance Sheet Highlights
Financial Highlights Pennsylvania State Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 307,106 460,247
Total Net Loans 195,142 305,943
Total Deposits 225,783 356,842
Total Equity 57,599 46,814
Profitability
Net Income 142 4,861
Return on Average Assets .191 .917
Return on Average Equity .987 9.129
Net Interest Margin 3.097 3.49
Efficiency Ratio 86.15 73.073
Noninterest Income/Revenue 5.501 14.901
Balance Sheet Ratios
Loan-to-Deposit 86.429 80.797
Securities/Assets .12 1.526
Total Equity/Total Assets .188 .102
Tangible Equity/Tangible Assets .07 -.111
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,564 41,851
Tier 2 Capital 2,316 4,157
Total Capital 24,880 45,809
Total Risk Weighted Assets 209,754 338,669
Leverage Ratio 8.58 10.514
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.76 15.505
Total Capital Ratio 11.86 16.681

Timeline for Pennsylvania State Bank

Blc Bank N. A.

Pennsylvania State Bank was acquired by Blc Bank N. A. 17 years

View Profile May 25 2007

Sterling Financial Corporation

Sterling Financial Corporation became a new parent organization for Pennsylvania State Bank.

View Profile Dec 03 2004

Pennsylvania State Banking Company, The

Pennsylvania State Banking Company, The became a new parent organization for Pennsylvania State Bank.

View Profile Jan 01 2004

Human Resource Management Services, Inc

Human Resource Management Services, Inc became a new subsidiary organization for Pennsylvania State Bank.

View Profile Sep 28 1999

Pennsylvania State Bank Service

Pennsylvania State Bank Service became a new subsidiary organization for Pennsylvania State Bank.

View Profile Apr 12 1997

Want to see more?

Complete timeline for Pennsylvania State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Blc Bank N. A. Buyer 3,653,747 Pooling of Interests Discontinued 5/25/2007
Relationships Role Relationship Start Relationship End
Sterling Financial Corporation Parent 12/3/2004 5/24/2007
Pennsylvania State Banking Company, The Parent 1/1/2004 12/2/2004
National Penn Investment Co. Parent 12/31/1997 12/31/2003
National Penn Investment Co. Parent 7/3/1989 12/30/1997
Pennsylvania State Bank Service Subsidary 4/12/1997 8/31/2002
Human Resource Management Services, Inc Subsidary 9/28/1999 12/31/2000
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