Vitals
  • Total Assets
    913.6M 1.0 %
  • Total Deposits
  • Total Net Loans
    648.1M 2.5 %
  • Net Income
  • Book Value
    130.1M 1.3 %
  • Book Value x2
    260.1M 1.3 %
  • Book Value x3
    390.2M 1.3 %
ROAA

1.13

ROAE

8.03

Efficiency Ratio

63.321

Net Interest Margin

3.94

Balance Sheet Highlights
Financial Highlights Penn Security Bank And Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 913,608 766,704
Total Net Loans 648,075 542,727
Total Deposits — 619,392
Total Equity — 82,242
Profitability
Net Income — 4,638
Return on Average Assets 1.13 .786
Return on Average Equity 8.03 7.437
Net Interest Margin 3.94 3.479
Efficiency Ratio 63.321 69.712
Noninterest Income/Revenue — 18.843
Balance Sheet Ratios
Loan-to-Deposit — 85.202
Securities/Assets .179
Total Equity/Total Assets .107
Tangible Equity/Tangible Assets .142 .097
Capital Adequacy
Tier 1 Common Capital — 71,521
Tier 1 Capital — 71,989
Tier 2 Capital — 6,035
Total Capital — 78,248
Total Risk Weighted Assets — 562,227
Leverage Ratio — 10.024
Common Equity Tier 1 Capital Ratio — 13.988
Tier 1 Capital Ratio — 14.084
Total Capital Ratio — 15.294

Timeline for Penn Security Bank And Trust Company

Peoples Security Bank And Trust Company

Penn Security Bank And Trust Company was acquired by Peoples Security Bank And Trust Company 10 years

View Profile Dec 01 2013

Old Forge Bank

Acquisition: Penn Security Bank And Trust Company acquired a new subsidiary, Old Forge Bank, 15 years

View Profile Apr 01 2009

Penseco Financial Services Corporation

Penseco Financial Services Corporation became a new parent organization for Penn Security Bank And Trust Company.

View Profile Dec 31 1997

Penseco Reality Inc.

Penseco Reality Inc. became a new subsidiary organization for Penn Security Bank And Trust Company.

View Profile Dec 31 1997

Green Ridge Bank

Acquisition: Penn Security Bank And Trust Company acquired a new subsidiary, Green Ridge Bank, 51 years

View Profile Mar 05 1973

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Complete timeline for Penn Security Bank And Trust Company is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Security Bank And Trust Company Buyer 1,965,187 Acquisition Discontinued 12/1/2013
Old Forge Bank Seller 214,682 Acquisition Discontinued 4/1/2009
Green Ridge Bank Seller Discontinued 3/5/1973
South Side Bank And Trust Company Seller Discontinued 3/1/1971
Relationships Role Relationship Start Relationship End
Penseco Financial Services Corporation Parent 12/31/1997 11/30/2013
Penseco Reality Inc. Subsidary 12/31/1997 11/30/2013
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