Vitals
  • Total Assets
    2.0B 10.1 %
  • Total Deposits
    1.6B 9.4 %
  • Total Net Loans
    1.5B 14.2 %
  • Net Income
    19.7M 10.5 %
  • Book Value
    250.9M 3.3 %
  • Book Value x2
    501.7M 3.3 %
  • Book Value x3
    752.6M 3.3 %
ROAA

1.033

ROAE

7.963

Efficiency Ratio

59.422

Net Interest Margin

3.767

Balance Sheet Highlights
Financial Highlights Peoples Security Bank And Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,995,179 784,148
Total Net Loans 1,517,004 559,183
Total Deposits 1,592,705 637,080
Total Equity 250,869 81,247
Profitability
Net Income 19,722 6,303
Return on Average Assets 1.033 .785
Return on Average Equity 7.963 7.431
Net Interest Margin 3.767 3.473
Efficiency Ratio 59.422 69.514
Noninterest Income/Revenue 17.043 18.146
Balance Sheet Ratios
Loan-to-Deposit 95.247 86.432
Securities/Assets .135 .178
Total Equity/Total Assets .126 .104
Tangible Equity/Tangible Assets .092 .094
Capital Adequacy
Tier 1 Common Capital 189,128 72,881
Tier 1 Capital 189,128 73,172
Tier 2 Capital 15,961 6,143
Total Capital 205,089 79,518
Total Risk Weighted Assets 1,558,217 578,873
Leverage Ratio 9.88 9.899
Common Equity Tier 1 Capital Ratio 12.14 13.811
Tier 1 Capital Ratio 12.14 13.878
Total Capital Ratio 13.16 15.103

Timeline for Peoples Security Bank And Trust Company

Penn Security Bank And Trust Company

Acquisition: Peoples Security Bank And Trust Company acquired a new subsidiary, Penn Security Bank And Trust Company, 10 years

View Profile Dec 01 2013

Penseco Reality Inc.

Penseco Reality Inc. became a new subsidiary organization for Peoples Security Bank And Trust Company.

View Profile Dec 01 2013

Peoples Advisors Llc

Peoples Advisors Llc became a new subsidiary organization for Peoples Security Bank And Trust Company.

View Profile Dec 31 2011

Peoples Financial Leasing Llc

Peoples Financial Leasing Llc became a new subsidiary organization for Peoples Security Bank And Trust Company.

View Profile Apr 02 2007

Peoples Investment Holdings Llc

Peoples Investment Holdings Llc became a new subsidiary organization for Peoples Security Bank And Trust Company.

View Profile Apr 02 2007

Want to see more?

Complete timeline for Peoples Security Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Penn Security Bank And Trust Company Seller 913,608 Acquisition Discontinued 12/1/2013
Hop Bottom National Bank, The Seller Discontinued 2/23/1965
Relationships Role Relationship Start Relationship End
Peoples Financial Services Corporation Parent 7/1/1986
Peoples Advisors Llc Subsidary 12/31/2011
Penseco Reality Inc. Subsidary 12/1/2013 12/7/2015
Peoples Financial Leasing Llc Subsidary 6/30/2007 12/31/2013
Peoples Investment Holdings Llc Subsidary 6/30/2007 1/7/2013
Peoples Financial Leasing Llc Subsidary 4/2/2007 6/29/2007
Peoples Investment Holdings Llc Subsidary 4/2/2007 6/29/2007
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