Vitals
  • Total Assets
    243.0M -6.6 %
  • Total Deposits
    220.6M -7.8 %
  • Total Net Loans
    149.1M 1.8 %
  • Net Income
    1.6M 0.3 %
  • Book Value
    21.1M 6.7 %
  • Book Value x2
    42.2M 6.7 %
  • Book Value x3
    63.3M 6.7 %
ROAA

.881

ROAE

10.508

Efficiency Ratio

66.196

Net Interest Margin

3.952

Balance Sheet Highlights
Financial Highlights Patriot Bank, National Association All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 243,001 364,717
Total Net Loans 149,139 263,512
Total Deposits 220,605 292,857
Total Equity 21,103 37,688
Profitability
Net Income 1,621 14,801
Return on Average Assets .881 1.119
Return on Average Equity 10.508 11.312
Net Interest Margin 3.952 4.223
Efficiency Ratio 66.196 66.252
Noninterest Income/Revenue 6.161 13.317
Balance Sheet Ratios
Loan-to-Deposit 67.605 85.949
Securities/Assets .23 .599
Total Equity/Total Assets .087 .103
Tangible Equity/Tangible Assets .087 -.198
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,103 34,382
Tier 2 Capital 1,843 3,131
Total Capital 22,946 37,707
Total Risk Weighted Assets 159,361 277,728
Leverage Ratio 8.75 10.506
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.24 14.084
Total Capital Ratio 14.4 15.254

Timeline for Patriot Bank, National Association

Carter Bank & Trust

Patriot Bank, National Association was acquired by Carter Bank & Trust 17 years

View Profile Dec 30 2006

Patriot Bank, National Association

Patriot Bank, National Association was established 27 years ago and is currently headquartered in Fredericksburg, VA.

Jul 01 1996

Peoples National Bank

Acquisition: Patriot Bank, National Association acquired a new subsidiary, Peoples National Bank, 27 years

View Profile Jul 01 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carter Bank & Trust Buyer 4,743,943 Acquisition Discontinued 12/30/2006
Peoples National Bank Seller 363,270 Split 7/1/1996
Relationships Role Relationship Start Relationship End
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