Vitals
  • Total Assets
    363.3M -1.0 %
  • Total Deposits
    322.5M -1.3 %
  • Total Net Loans
    211.5M 3.2 %
  • Net Income
    1.5M 3.3 %
  • Book Value
    37.9M 0.4 %
  • Book Value x2
    75.9M 0.4 %
  • Book Value x3
    113.8M 0.4 %
ROAA

.558

ROAE

5.402

Efficiency Ratio

72.292

Net Interest Margin

3.128

Balance Sheet Highlights
Financial Highlights Peoples National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 363,270 364,717
Total Net Loans 211,476 263,512
Total Deposits 322,463 292,857
Total Equity 37,929 37,688
Profitability
Net Income 1,535 14,801
Return on Average Assets .558 1.119
Return on Average Equity 5.402 11.312
Net Interest Margin 3.128 4.223
Efficiency Ratio 72.292 66.252
Noninterest Income/Revenue 4.538 13.317
Balance Sheet Ratios
Loan-to-Deposit 65.582 85.949
Securities/Assets .245 .599
Total Equity/Total Assets .104 .103
Tangible Equity/Tangible Assets .104 -.198
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 37,929 34,382
Tier 2 Capital 2,451 3,131
Total Capital 40,380 37,707
Total Risk Weighted Assets 245,301 277,728
Leverage Ratio 10.42 10.506
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.46 14.084
Total Capital Ratio 16.46 15.254

Timeline for Peoples National Bank

Carter Bank & Trust

Peoples National Bank was acquired by Carter Bank & Trust 17 years

View Profile Dec 30 2006

Central National Bank

Peoples National Bank was acquired by Central National Bank 27 years

View Profile Jul 01 1996

Patriot Bank, National Association

Peoples National Bank was acquired by Patriot Bank, National Association 27 years

View Profile Jul 01 1996

Aquia Bank And Trust Company

Acquisition: Peoples National Bank acquired a new subsidiary, Aquia Bank And Trust Company, 42 years

View Profile Apr 05 1982

Peoples National Bank

Peoples National Bank was established 47 years ago and is currently headquartered in Danville, VA.

Nov 29 1976
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carter Bank & Trust Buyer 4,743,943 Acquisition Discontinued 12/30/2006
Central National Bank Buyer 127,286 Split 7/1/1996
Patriot Bank, National Association Buyer 243,001 Split 7/1/1996
Aquia Bank And Trust Company Seller 13,913 Failure 4/5/1982
Relationships Role Relationship Start Relationship End
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