Vitals
  • Total Assets
    127.3M 5.6 %
  • Total Deposits
    116.2M 5.6 %
  • Total Net Loans
    72.4M 9.3 %
  • Net Income
    502000.0000 -5.5 %
  • Book Value
    10.7M 7.0 %
  • Book Value x2
    21.4M 7.0 %
  • Book Value x3
    32.1M 7.0 %
ROAA

.561

ROAE

6.394

Efficiency Ratio

71.831

Net Interest Margin

3.129

Balance Sheet Highlights
Financial Highlights Central National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 127,286 364,717
Total Net Loans 72,441 263,512
Total Deposits 116,159 292,857
Total Equity 10,705 37,688
Profitability
Net Income 502 14,801
Return on Average Assets .561 1.119
Return on Average Equity 6.394 11.312
Net Interest Margin 3.129 4.223
Efficiency Ratio 71.831 66.252
Noninterest Income/Revenue 5.37 13.317
Balance Sheet Ratios
Loan-to-Deposit 62.364 85.949
Securities/Assets .164 .599
Total Equity/Total Assets .084 .103
Tangible Equity/Tangible Assets .084 -.198
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,705 34,382
Tier 2 Capital 1,017 3,131
Total Capital 11,722 37,707
Total Risk Weighted Assets 81,262 277,728
Leverage Ratio 9 10.506
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.17 14.084
Total Capital Ratio 14.42 15.254

Timeline for Central National Bank

Carter Bank & Trust

Central National Bank was acquired by Carter Bank & Trust 17 years

View Profile Dec 30 2006

Central National Bank

Central National Bank was established 27 years ago and is currently headquartered in Lynchburg, VA.

Jul 01 1996

Peoples National Bank

Acquisition: Central National Bank acquired a new subsidiary, Peoples National Bank, 27 years

View Profile Jul 01 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carter Bank & Trust Buyer 4,743,943 Acquisition Discontinued 12/30/2006
Peoples National Bank Seller 363,270 Split 7/1/1996
Relationships Role Relationship Start Relationship End
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