Vitals
  • Total Assets
    194.2M 1.6 %
  • Total Deposits
    158.0M 1.5 %
  • Total Net Loans
    142.0M -7.3 %
  • Net Income
    1.2M 6.7 %
  • Book Value
    33.3M 2.8 %
  • Book Value x2
    66.5M 2.8 %
  • Book Value x3
    99.8M 2.8 %
ROAA

.608

ROAE

3.699

Efficiency Ratio

69.591

Net Interest Margin

3.318

Balance Sheet Highlights
Financial Highlights Oak Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 194,179 290,894
Total Net Loans 142,003 191,278
Total Deposits 157,999 246,407
Total Equity 33,268 31,125
Profitability
Net Income 1,213 2,670
Return on Average Assets .608 .919
Return on Average Equity 3.699 8.247
Net Interest Margin 3.318 3.499
Efficiency Ratio 69.591 67.9
Noninterest Income/Revenue 10.437 16.598
Balance Sheet Ratios
Loan-to-Deposit 89.876 72.669
Securities/Assets .191
Total Equity/Total Assets .171 .107
Tangible Equity/Tangible Assets .171 .103
Capital Adequacy
Tier 1 Common Capital 33,268 29,670
Tier 1 Capital 33,268 29,720
Tier 2 Capital 1,988 2,112
Total Capital 35,256 31,905
Total Risk Weighted Assets 159,013 212,461
Leverage Ratio 16.57 10.62
Common Equity Tier 1 Capital Ratio 20.92 16.313
Tier 1 Capital Ratio 20.92 16.329
Total Capital Ratio 22.17 17.341

Timeline for Oak Bank

Oak Insurance Agency, Inc.

Oak Insurance Agency, Inc. became a new subsidiary organization for Oak Bank.

View Profile Oct 01 1997

Rush-Oak Corporation

Rush-Oak Corporation became a new parent organization for Oak Bank.

View Profile Dec 31 1970

Oak Bank

Oak Bank was established 53 years ago and is currently headquartered in Chicago, IL.

Jul 31 1970
Relationships Role Relationship Start Relationship End
Rush-Oak Corporation Parent 12/31/2009
Rush-Oak Corporation Parent 12/31/1970 12/30/2009
Oak Insurance Agency, Inc. Subsidary 6/30/2007 11/30/2011
Oak Insurance Agency, Inc. Subsidary 10/1/1997 6/29/2007
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