Vitals
  • Total Assets
    885.0M -4.6 %
  • Total Deposits
    740.5M -2.4 %
  • Total Net Loans
    545.9M -0.3 %
  • Net Income
    4.1M -39.6 %
  • Book Value
    91.5M 4.7 %
  • Book Value x2
    183.1M 4.7 %
  • Book Value x3
    274.6M 4.7 %
ROAA

.456

ROAE

4.482

Efficiency Ratio

89.054

Net Interest Margin

3.17

Balance Sheet Highlights
Financial Highlights Northway Bank All Insured Commercial Banks in New Hampshire
Balance Sheet $(000)
Total Assets 884,984 453,836
Total Net Loans 545,905 337,757
Total Deposits 740,474 390,246
Total Equity 91,545 50,613
Profitability
Net Income 4,112 2,544
Return on Average Assets .456 -.127
Return on Average Equity 4.482 3.323
Net Interest Margin 3.17 3.221
Efficiency Ratio 89.054 96.062
Noninterest Income/Revenue 14.623 8.904
Balance Sheet Ratios
Loan-to-Deposit 73.724 86.416
Securities/Assets .295 .127
Total Equity/Total Assets .103 .112
Tangible Equity/Tangible Assets .092 .1
Capital Adequacy
Tier 1 Common Capital 86,200 46,328
Tier 1 Capital 86,200 49,662
Tier 2 Capital 7,564 3,785
Total Capital 93,764 53,447
Total Risk Weighted Assets 582,343 348,393
Leverage Ratio 9.71 13.792
Common Equity Tier 1 Capital Ratio 14.8 16.952
Tier 1 Capital Ratio 14.8 17.357
Total Capital Ratio 16.1 18.347

Timeline for Northway Bank

The Pemigewasset National Bank Of Plymouth

Acquisition: Northway Bank acquired a new subsidiary, The Pemigewasset National Bank Of Plymouth, 18 years

View Profile Oct 01 2005

Northway Financial, Inc.

Northway Financial, Inc. became a new parent organization for Northway Bank.

View Profile Sep 30 1997

Homebank Federal Savings Association

Acquisition: Northway Bank acquired a new subsidiary, Homebank Federal Savings Association, 29 years

View Profile Jul 23 1994

Peoples National Bank Of Groveton

Acquisition: Northway Bank acquired a new subsidiary, Peoples National Bank Of Groveton, 42 years

View Profile Oct 01 1981

City Savings Bank Of Berlin

Acquisition: Northway Bank acquired a new subsidiary, City Savings Bank Of Berlin, 50 years

View Profile May 01 1974

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Complete timeline for Northway Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Pemigewasset National Bank Of Plymouth Seller 236,122 Pooling of Interests Discontinued 10/1/2005
Homebank Federal Savings Association Seller 45,112 Failure 7/23/1994
Peoples National Bank Of Groveton Seller 7,519 Discontinued 10/1/1981
City Savings Bank Of Berlin Seller Discontinued 5/1/1974
Relationships Role Relationship Start Relationship End
Northway Financial, Inc. Parent 9/30/1997
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