Vitals
  • Total Assets
    889.6M -1.2 %
  • Total Deposits
    733.6M -0.9 %
  • Total Net Loans
    605.4M 8.3 %
  • Net Income
    3.4M 6.7 %
  • Book Value
    95.2M -0.6 %
  • Book Value x2
    190.5M -0.6 %
  • Book Value x3
    285.7M -0.6 %
ROAA

.39

ROAE

3.494

Efficiency Ratio

84.609

Net Interest Margin

3.401

Balance Sheet Highlights
Financial Highlights Heritage Bank Usa, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 889,605 275,102
Total Net Loans 605,380 177,820
Total Deposits 733,648 227,063
Total Equity 95,243 30,287
Profitability
Net Income 3,366 2,592
Return on Average Assets .39 .944
Return on Average Equity 3.494 8.074
Net Interest Margin 3.401 3.847
Efficiency Ratio 84.609 70.925
Noninterest Income/Revenue 17.86 17.219
Balance Sheet Ratios
Loan-to-Deposit 82.516 76.952
Securities/Assets .236 .219
Total Equity/Total Assets .107 .11
Tangible Equity/Tangible Assets .107 .107
Capital Adequacy
Tier 1 Common Capital 91,617 29,354
Tier 1 Capital 91,617 29,354
Tier 2 Capital 6,112 2,092
Total Capital 97,729 31,454
Total Risk Weighted Assets 609,402 190,479
Leverage Ratio 10.68 11.285
Common Equity Tier 1 Capital Ratio 15.03 17.115
Tier 1 Capital Ratio 15.03 17.115
Total Capital Ratio 16.04 18.174

Timeline for Heritage Bank Usa, Inc.

Heritage Usa Title, Llc

Heritage Usa Title, Llc became a new subsidiary organization for Heritage Bank Usa, Inc..

View Profile Dec 27 2013

Jbmm, Llc.

Jbmm, Llc. became a new subsidiary organization for Heritage Bank Usa, Inc..

View Profile Feb 15 2013

Fort Webb, Lp, Llc

Fort Webb, Lp, Llc became a new subsidiary organization for Heritage Bank Usa, Inc..

View Profile Dec 01 2012

Fall & Fall, Inc

Fall & Fall, Inc became a new subsidiary organization for Heritage Bank Usa, Inc..

View Profile Dec 01 2012

Hopfed Bancorp, Inc.

Hopfed Bancorp, Inc. became a new parent organization for Heritage Bank Usa, Inc..

View Profile Feb 03 1998

Want to see more?

Complete timeline for Heritage Bank Usa, Inc. is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Hopfed Bancorp, Inc. Parent 7/21/2011
Hopfed Bancorp, Inc. Parent 4/1/2011 7/20/2011
Hopfed Bancorp, Inc. Parent 2/3/1998 3/31/2011
Fort Webb, Lp, Llc Subsidary 12/1/2012
Heritage Usa Title, Llc Subsidary 12/27/2013
Jbmm, Llc. Subsidary 2/15/2013
Fall & Fall, Inc Subsidary 12/1/2012 4/8/2014
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