Vitals
  • Total Assets
    868.2M 5.8 %
  • Total Deposits
    774.0M 11.2 %
  • Total Net Loans
    623.4M 11.2 %
  • Net Income
    16.7M 35.3 %
  • Book Value
    85.5M 6.2 %
  • Book Value x2
    171.0M 6.2 %
  • Book Value x3
    256.4M 6.2 %
ROAA

2.034

ROAE

20.133

Efficiency Ratio

66.27

Net Interest Margin

4.157

Balance Sheet Highlights
Financial Highlights First Bank & Trust All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 868,227 358,087
Total Net Loans 623,361 213,533
Total Deposits 774,022 308,027
Total Equity 85,477 38,740
Profitability
Net Income 16,724 3,845
Return on Average Assets 2.034 1.025
Return on Average Equity 20.133 9.415
Net Interest Margin 4.157 3.773
Efficiency Ratio 66.27 66.762
Noninterest Income/Revenue 42.071 16.375
Balance Sheet Ratios
Loan-to-Deposit 80.535 65.494
Securities/Assets .149 .214
Total Equity/Total Assets .098 .108
Tangible Equity/Tangible Assets .092 .104
Capital Adequacy
Tier 1 Common Capital 86,530 37,278
Tier 1 Capital 86,530 37,303
Tier 2 Capital 8,410 2,526
Total Capital 94,940 39,866
Total Risk Weighted Assets 671,637 237,367
Leverage Ratio 10.09 10.563
Common Equity Tier 1 Capital Ratio 12.88 18.073
Tier 1 Capital Ratio 12.88 18.097
Total Capital Ratio 14.14 19.169

Timeline for First Bank & Trust

First National Bank Of Colorado City

Acquisition: First Bank & Trust acquired a new subsidiary, First National Bank Of Colorado City, 8 years

View Profile Jun 01 2015

Texas Savings Bank

Acquisition: First Bank & Trust acquired a new subsidiary, Texas Savings Bank, 9 years

View Profile Oct 14 2014

Jefferson Bank

Acquisition: First Bank & Trust acquired a new subsidiary, Jefferson Bank, 12 years

View Profile Jul 29 2011

Fbt Servicing, Inc.

Fbt Servicing, Inc. became a new subsidiary organization for First Bank & Trust.

View Profile Jul 29 2011

First Bank Lubbock Bancshares, Inc.

First Bank Lubbock Bancshares, Inc. became a new parent organization for First Bank & Trust.

View Profile Nov 01 2007

Want to see more?

Complete timeline for First Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Colorado City Seller 43,667 Acquisition Discontinued 6/1/2015
Texas Savings Bank Seller 74,211 Acquisition Discontinued 10/14/2014
Jefferson Bank Seller 204,996 Acquisition Discontinued 7/29/2011
Wilson State Bank Seller 46,692 Acquisition Discontinued 7/2/2007
Relationships Role Relationship Start Relationship End
First Bank Lubbock Bancshares, Inc. Parent 11/1/2007
Outsource Delaware Capital Group, Inc. Parent 6/20/1996 10/31/2007
Outsource Lease, Inc. Subsidary 6/30/2007
Prime West Mortgage Corporation Subsidary 6/30/2007
Fbt Servicing, Inc. Subsidary 7/29/2011
Outsource Lease, Inc. Subsidary 12/29/2000 6/29/2007
Prime West Mortgage Corporation Subsidary 6/20/1996 6/29/2007
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