Efficiency Ratio Over Time
Efficiency Ratio First Bank & Trust All Insured Commercial Banks in Texas
12-31-2016 66.27 66.762
09-30-2016 67.04 66.187
06-30-2016 68.579 66.286
03-31-2016 70.274 66.484
12-31-2015 70.601 67.473
09-30-2015 73.906 67.019
06-30-2015 77.952 67.62
03-31-2015 79.69 68.379
12-31-2014 68.252 67.933
09-30-2014 72.84 67.76
06-30-2014 72.262 68.348
03-31-2014 79.397 69.161
12-31-2013 70.443 70.01
09-30-2013 70.355 69.448
06-30-2013 71.668 70.111
03-31-2013 74.837 71.168
12-31-2012 74.589 70.289
09-30-2012 76.929 69.365
06-30-2012 75.688 69.7
03-31-2012 75.136 69.836
12-31-2011 76.772 71.203
09-30-2011 72.747 70.717
06-30-2011 81.209 71.672
03-31-2011 87.491 72.166
12-31-2010 80.801 72.798
09-30-2010 83.916 71.344
06-30-2010 79.103 71.672
03-31-2010 79.529 72.124
12-31-2009 78.707 72.899
09-30-2009 77.497 71.928
06-30-2009 76.202 72.628
03-31-2009 85.05 71.399
12-31-2008 85.709 70.933
09-30-2008 76.887 69.839
06-30-2008 80.065 70.152
03-31-2008 82.666 69.753
12-31-2007 72.999 68.047
09-30-2007 72.039 66.762
06-30-2007 69.931 66.933
03-31-2007 78.069 66.629
12-31-2006 69.663 66.288
09-30-2006 67.931 64.993
06-30-2006 70.267 65.249
03-31-2006 70.659 65.978
12-31-2005 105.065 67.153
09-30-2005 112.009 66.756
06-30-2005 143.24 67.031
03-31-2005 151.462 67.486
12-31-2004 85.788 69.184
09-30-2004 75.618 68.305
06-30-2004 73.696 68.807
03-31-2004 76.557 69.055
12-31-2003 72.794 69.41
09-30-2003 68.301 68.526
06-30-2003 78.242 68.452
03-31-2003 119.079 68.632
12-31-2002 157.141 67.534