First Bank & Trust
Lubbock, TX — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank & Trust | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 32,055 | 10,872 |
Income from Lease Financing Receivables | 11 | 2 |
224 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 121 | 22 |
Income on Loans and Leases (TE) | 32,187 | 10,941 |
Investment Interest Income (TE) | 2,981 | 2,007 |
Total Interest Income (TE) | 35,386 | 13,476 |
Total Interest Expense | 3,678 | 1,063 |
Net Interest Income (TE) | 31,708 | 12,338 |
Non-Interest Income | 25,699 | 2,639 |
Adjusted Operating Income (TE) | 57,407 | 15,335 |
Non-interest Expense | 38,044 | 9,693 |
Provision for Loan & Lease Losses | 2,081 | 524 |
Pretax Operating Income (TE) | 17,282 | 4,819 |
Pretax Net Operating Income (TE) | 17,444 | 4,946 |
Applicable Income Taxes | — | 576 |
Net Operating Income | 16,724 | 3,858 |
Net Income | 16,724 | 3,845 |
Cash Dividends Declared | 9,025 | 1,701 |
Retained Earnings | 7,699 | 1,997 |