Vitals
  • Total Assets
    46.7M -1.3 %
  • Total Deposits
    43.1M 0.4 %
  • Total Net Loans
    12.7M 0.0 %
  • Net Income
  • Book Value
    3.3M -19.9 %
  • Book Value x2
    6.6M -19.9 %
  • Book Value x3
    10.0M -19.9 %
ROAA

ROAE

Efficiency Ratio

90.803

Net Interest Margin

3.353

Balance Sheet Highlights
Financial Highlights Wilson State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 46,692 153,433
Total Net Loans 12,696 90,683
Total Deposits 43,132 131,240
Total Equity 3,325 15,929
Profitability
Net Income — 2,289
Return on Average Assets — 1.482
Return on Average Equity — 14.97
Net Interest Margin 3.353 4.555
Efficiency Ratio 90.803 66.933
Noninterest Income/Revenue 12.762 16.299
Balance Sheet Ratios
Loan-to-Deposit 29.435 64.361
Securities/Assets .117 .646
Total Equity/Total Assets .071 .104
Tangible Equity/Tangible Assets .071 -.227
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,325 15,265
Tier 2 Capital 228 1,048
Total Capital 3,553 16,292
Total Risk Weighted Assets 18,046 101,504
Leverage Ratio 7.2 10.48
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.43 17.543
Total Capital Ratio 19.69 18.558

Timeline for Wilson State Bank

First Bank & Trust

Wilson State Bank was acquired by First Bank & Trust 16 years

View Profile Jul 02 2007

Wilson Bancshares, Inc.

Wilson Bancshares, Inc. became a new parent organization for Wilson State Bank.

View Profile Apr 06 1983

Wilson State Bank

Wilson State Bank was established 105 years ago and is currently headquartered in Wilson, TX.

Jan 01 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank & Trust Buyer 863,080 Acquisition Discontinued 7/2/2007
Relationships Role Relationship Start Relationship End
Wilson Bancshares, Inc. Parent 4/18/1994 7/1/2007
Wilson Bancshares, Inc. Parent 4/6/1983 4/17/1994
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