Wilson State Bank
Wilson, TX — Domestic Branch of a Domestic Bank
Acquired Jul 2007
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Wilson State Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 575 | 3,770 |
| Income from Lease Financing Receivables | — | 1,266 |
| 4 | 112 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 54 |
| Income on Loans and Leases (TE) | 575 | 3,799 |
| Investment Interest Income (TE) | 546 | 1,483 |
| Total Interest Income (TE) | 1,333 | 4,969 |
| Total Interest Expense | 582 | 1,976 |
| Net Interest Income (TE) | 751 | 3,055 |
| Non-Interest Income | 195 | 968 |
| Adjusted Operating Income (TE) | 946 | 3,832 |
| Non-interest Expense | 859 | 2,451 |
| Provision for Loan & Lease Losses | 218 | 322 |
| Pretax Operating Income (TE) | — | 3,148 |
| Pretax Net Operating Income (TE) | — | 3,116 |
| Applicable Income Taxes | — | 1,401 |
| Net Operating Income | — | 2,289 |
| Net Income | — | 2,289 |
| Cash Dividends Declared | 1,244 | 1,628 |
| Retained Earnings | — | 1,493 |