Vitals
  • Total Assets
    858.2M 39.6 %
  • Total Deposits
    710.8M 43.6 %
  • Total Net Loans
    514.8M 39.2 %
  • Net Income
    6.3M 4.4 %
  • Book Value
    84.9M 45.3 %
  • Book Value x2
    169.8M 45.3 %
  • Book Value x3
    254.7M 45.3 %
ROAA

1.189

ROAE

11.684

Efficiency Ratio

67.726

Net Interest Margin

5.169

Balance Sheet Highlights
Financial Highlights The Cecilian Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 858,209 275,102
Total Net Loans 514,812 177,820
Total Deposits 710,752 227,063
Total Equity 84,915 30,287
Profitability
Net Income 6,300 2,592
Return on Average Assets 1.189 .944
Return on Average Equity 11.684 8.074
Net Interest Margin 5.169 3.847
Efficiency Ratio 67.726 70.925
Noninterest Income/Revenue 13.859 17.219
Balance Sheet Ratios
Loan-to-Deposit 72.432 76.952
Securities/Assets .268 .219
Total Equity/Total Assets .099 .11
Tangible Equity/Tangible Assets .095 .107
Capital Adequacy
Tier 1 Common Capital 84,129 29,354
Tier 1 Capital 84,129 29,354
Tier 2 Capital 6,543 2,092
Total Capital 90,672 31,454
Total Risk Weighted Assets 624,625 190,479
Leverage Ratio 9.81 11.285
Common Equity Tier 1 Capital Ratio 13.47 17.115
Tier 1 Capital Ratio 13.47 17.115
Total Capital Ratio 14.52 18.174

Timeline for The Cecilian Bank

The Farmers Bank

Acquisition: The Cecilian Bank acquired a new subsidiary, The Farmers Bank, 7 years

View Profile May 21 2016

Leitchfield Deposit Bank & Trust Company

Acquisition: The Cecilian Bank acquired a new subsidiary, Leitchfield Deposit Bank & Trust Company, 7 years

View Profile May 21 2016

First Cecilian Bancorp, Inc.

First Cecilian Bancorp, Inc. became a new parent organization for The Cecilian Bank.

View Profile Dec 12 1991

The Cecilian Bank

The Cecilian Bank was established 120 years ago and is currently headquartered in Cecilia, KY.

May 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers Bank Seller 112,014 Acquisition Discontinued 5/21/2016
Leitchfield Deposit Bank & Trust Company Seller 124,043 Acquisition Discontinued 5/21/2016
Relationships Role Relationship Start Relationship End
First Cecilian Bancorp, Inc. Parent 3/17/1992
First Cecilian Bancorp, Inc. Parent 12/12/1991 3/16/1992
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