Vitals
  • Total Assets
    78.5M 25.4 %
  • Total Deposits
    72.5M 36.4 %
  • Total Net Loans
    54.1M 21.7 %
  • Net Income
    495000.0000 52.3 %
  • Book Value
    5.8M 8.5 %
  • Book Value x2
    11.6M 8.5 %
  • Book Value x3
    17.4M 8.5 %
ROAA

.686

ROAE

8.897

Efficiency Ratio

71.96

Net Interest Margin

5.155

Balance Sheet Highlights
Financial Highlights North Coast Bank, National Association All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 78,477 423,676
Total Net Loans 54,084 324,429
Total Deposits 72,490 333,683
Total Equity 5,803 45,907
Profitability
Net Income 495 30,937
Return on Average Assets .686 1.346
Return on Average Equity 8.897 13.116
Net Interest Margin 5.155 4.433
Efficiency Ratio 71.96 78.394
Noninterest Income/Revenue 6.575 20.03
Balance Sheet Ratios
Loan-to-Deposit 74.609 78.78
Securities/Assets .207 .76
Total Equity/Total Assets .074 .108
Tangible Equity/Tangible Assets .074 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,663 39,278
Tier 2 Capital 746 5,252
Total Capital 6,409 43,542
Total Risk Weighted Assets 59,525 320,160
Leverage Ratio 7.05 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.51 15.254
Total Capital Ratio 10.77 16.471

Timeline for North Coast Bank, National Association

American River Bank

North Coast Bank, National Association was acquired by American River Bank 21 years

View Profile Jan 01 2004

American River Bankshares

American River Bankshares became a new parent organization for North Coast Bank, National Association.

View Profile Oct 26 2000

North Coast Bank, National Association

North Coast Bank, National Association was established 35 years ago and is currently headquartered in Santa Rosa, CA.

Oct 25 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American River Bank Buyer 654,039 Pooling of Interests Discontinued 1/1/2004
Relationships Role Relationship Start Relationship End
American River Bankshares Parent 10/26/2000 12/31/2003
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