Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio North Coast Bank, National Association All Insured Commercial Banks in California
12-31-2003 9.51 15.254
09-30-2003 9.44 14.407
06-30-2003 9.3 14.01
03-31-2003 9 13.498
12-31-2002 10.65 13.579