Vitals
  • Total Assets
    81.5M 0.9 %
  • Total Deposits
    66.5M -0.4 %
  • Total Net Loans
    48.7M -1.3 %
  • Net Income
    782000.0000 -12.3 %
  • Book Value
    8.7M 1.3 %
  • Book Value x2
    17.3M 1.3 %
  • Book Value x3
    26.0M 1.3 %
ROAA

.983

ROAE

8.959

Efficiency Ratio

69.967

Net Interest Margin

3.649

Balance Sheet Highlights
Financial Highlights The First National Bank Of Girard All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 81,496 161,058
Total Net Loans 48,683 97,183
Total Deposits 66,471 131,657
Total Equity 8,672 18,008
Profitability
Net Income 782 1,663
Return on Average Assets .983 .954
Return on Average Equity 8.959 8.443
Net Interest Margin 3.649 3.683
Efficiency Ratio 69.967 68.374
Noninterest Income/Revenue 4.896 15.013
Balance Sheet Ratios
Loan-to-Deposit 73.24 72.321
Securities/Assets .311 .241
Total Equity/Total Assets .106 .112
Tangible Equity/Tangible Assets .106 .109
Capital Adequacy
Tier 1 Common Capital 8,742 17,454
Tier 1 Capital 8,742 17,457
Tier 2 Capital 613 1,279
Total Capital 9,355 18,771
Total Risk Weighted Assets 48,844 112,595
Leverage Ratio 11.12 11.048
Common Equity Tier 1 Capital Ratio 17.9 16.94
Tier 1 Capital Ratio 17.9 16.949
Total Capital Ratio 19.15 18.109

Timeline for The First National Bank Of Girard

Mid-America Bancshares, Inc.

Mid-America Bancshares, Inc. became a new parent organization for The First National Bank Of Girard.

View Profile Dec 31 1970

The First National Bank Of Girard

The First National Bank Of Girard was established 146 years ago and is currently headquartered in Girard, KS.

Jan 01 1878
Relationships Role Relationship Start Relationship End
Mid-America Bancshares, Inc. Parent 12/31/1970
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