Vitals
  • Total Assets
    72.6M -18.4 %
  • Total Deposits
    58.4M -22.7 %
  • Total Net Loans
    61.1M -21.7 %
  • Net Income
    869000.0000 -30.3 %
  • Book Value
    14.2M 6.5 %
  • Book Value x2
    28.3M 6.5 %
  • Book Value x3
    42.5M 6.5 %
ROAA

1.139

ROAE

6.325

Efficiency Ratio

31.714

Net Interest Margin

2.836

Balance Sheet Highlights
Financial Highlights Stearns Bank Holdingford National Association All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 72,589 147,703
Total Net Loans 61,093 97,223
Total Deposits 58,351 126,600
Total Equity 14,157 15,565
Profitability
Net Income 869 1,683
Return on Average Assets 1.139 1.08
Return on Average Equity 6.325 9.905
Net Interest Margin 2.836 3.845
Efficiency Ratio 31.714 68.21
Noninterest Income/Revenue 1.017 13.68
Balance Sheet Ratios
Loan-to-Deposit 104.699 75.205
Securities/Assets .031 .174
Total Equity/Total Assets .195 .105
Tangible Equity/Tangible Assets .195 .103
Capital Adequacy
Tier 1 Common Capital 14,149 15,225
Tier 1 Capital 14,149 15,232
Tier 2 Capital 800 1,135
Total Capital 14,949 16,386
Total Risk Weighted Assets 63,993 105,251
Leverage Ratio 19.04 10.475
Common Equity Tier 1 Capital Ratio 22.11 15.3
Tier 1 Capital Ratio 22.11 15.308
Total Capital Ratio 23.36 16.398

Timeline for Stearns Bank Holdingford National Association

Stearns Financial Services, Inc.

Stearns Financial Services, Inc. became a new parent organization for Stearns Bank Holdingford National Association.

View Profile Nov 08 1989

Stearns Bank Holdingford National Association

Stearns Bank Holdingford National Association was established 113 years ago and is currently headquartered in Holdingford, MN.

Oct 10 1910
Relationships Role Relationship Start Relationship End
Stearns Financial Services, Inc. Parent 11/1/2002
Stearns Financial Services, Inc. Parent 6/10/1992 10/31/2002
Stearns Financial Services, Inc. Parent 12/30/1990 6/9/1992
Stearns Financial Services, Inc. Parent 11/8/1989 12/29/1990
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