Stearns Bank Holdingford National Association
Holdingford, MN — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Stearns Bank Holdingford National Association | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 2,317 | 4,864 |
Income from Lease Financing Receivables | 254 | 12 |
— | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 20 |
Income on Loans and Leases (TE) | 2,571 | 4,921 |
Investment Interest Income (TE) | 32 | 592 |
Total Interest Income (TE) | 2,628 | 5,709 |
Total Interest Expense | 473 | 508 |
Net Interest Income (TE) | 2,155 | 5,181 |
Non-Interest Income | 27 | 905 |
Adjusted Operating Income (TE) | 2,182 | 6,155 |
Non-interest Expense | 692 | 4,018 |
Provision for Loan & Lease Losses | 75 | 126 |
Pretax Operating Income (TE) | 1,415 | 1,907 |
Pretax Net Operating Income (TE) | 1,415 | 1,940 |
Applicable Income Taxes | 546 | 97 |
Net Operating Income | 869 | 1,682 |
Net Income | 869 | 1,683 |
Cash Dividends Declared | — | 1,029 |
Retained Earnings | 869 | 636 |