Vitals
  • Total Assets
    71.4M 0.2 %
  • Total Deposits
    62.2M 0.3 %
  • Total Net Loans
    32.0M -2.3 %
  • Net Income
    -17000.0000 -116.7 %
  • Book Value
    8.7M -0.2 %
  • Book Value x2
    17.5M -0.2 %
  • Book Value x3
    26.2M -0.2 %
ROAA

-.024

ROAE

-.194

Efficiency Ratio

92.615

Net Interest Margin

2.751

Balance Sheet Highlights
Financial Highlights First National Bank Of Crystal Falls All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 71,423 330,697
Total Net Loans 31,994 227,599
Total Deposits 62,161 278,247
Total Equity 8,744 33,935
Profitability
Net Income -17 3,589
Return on Average Assets -.024 .954
Return on Average Equity -.194 8.772
Net Interest Margin 2.751 3.821
Efficiency Ratio 92.615 71.925
Noninterest Income/Revenue 11.055 24.061
Balance Sheet Ratios
Loan-to-Deposit 51.47 76.845
Securities/Assets .047 .16
Total Equity/Total Assets .122 .103
Tangible Equity/Tangible Assets .122 .098
Capital Adequacy
Tier 1 Common Capital 8,744 32,553
Tier 1 Capital 8,744 32,664
Tier 2 Capital 408 2,479
Total Capital 9,152 35,133
Total Risk Weighted Assets 38,090 242,208
Leverage Ratio 12.27 10.341
Common Equity Tier 1 Capital Ratio 22.96 15.339
Tier 1 Capital Ratio 22.96 15.393
Total Capital Ratio 24.03 16.423

Timeline for First National Bank Of Crystal Falls

First National Insurance Agency, Inc.

First National Insurance Agency, Inc. became a new subsidiary organization for First National Bank Of Crystal Falls.

View Profile Sep 08 2010

Cfn, Llc

Cfn, Llc became a new subsidiary organization for First National Bank Of Crystal Falls.

View Profile Apr 15 2005

C.F.C. Bancorp, Inc.

C.F.C. Bancorp, Inc. became a new parent organization for First National Bank Of Crystal Falls.

View Profile Jul 01 1985

First National Bank Of Crystal Falls

First National Bank Of Crystal Falls was established 89 years ago and is currently headquartered in Crystal Falls, MI.

Sep 24 1934
Relationships Role Relationship Start Relationship End
C.F.C. Bancorp, Inc. Parent 7/1/1985
Cfn, Llc Subsidary 4/15/2005
First National Insurance Agency, Inc. Subsidary 9/8/2010
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