Vitals
  • Total Assets
    651.2M 2.6 %
  • Total Deposits
    545.2M 2.7 %
  • Total Net Loans
    324.1M 12.1 %
  • Net Income
    6.7M 20.2 %
  • Book Value
    84.2M -2.6 %
  • Book Value x2
    168.5M -2.6 %
  • Book Value x3
    252.7M -2.6 %
ROAA

1.061

ROAE

7.93

Efficiency Ratio

58.851

Net Interest Margin

3.609

Balance Sheet Highlights
Financial Highlights American River Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 651,205 1,346,313
Total Net Loans 324,079 907,793
Total Deposits 545,179 1,084,972
Total Equity 84,234 169,778
Profitability
Net Income 6,745 12,577
Return on Average Assets 1.061 .955
Return on Average Equity 7.93 8.072
Net Interest Margin 3.609 3.784
Efficiency Ratio 58.851 64.937
Noninterest Income/Revenue 7.311 13.682
Balance Sheet Ratios
Loan-to-Deposit 59.445 83.983
Securities/Assets .391 .141
Total Equity/Total Assets .129 .126
Tangible Equity/Tangible Assets .104 .113
Capital Adequacy
Tier 1 Common Capital 67,369 147,337
Tier 1 Capital 67,369 147,552
Tier 2 Capital 4,453 11,893
Total Capital 71,822 160,236
Total Risk Weighted Assets 355,822 1,009,488
Leverage Ratio 10.56 11.256
Common Equity Tier 1 Capital Ratio 18.93 14.697
Tier 1 Capital Ratio 18.93 14.792
Total Capital Ratio 20.18 16.005

Timeline for American River Bank

Bank Of Amador

Acquisition: American River Bank acquired a new subsidiary, Bank Of Amador, 19 years

View Profile Dec 04 2004

North Coast Bank, National Association

Acquisition: American River Bank acquired a new subsidiary, North Coast Bank, National Association, 20 years

View Profile Jan 01 2004

First Source Capital

Acquisition: American River Bank acquired a new subsidiary, First Source Capital , 20 years

View Profile Jan 01 2004

American River Bankshares

American River Bankshares became a new parent organization for American River Bank.

View Profile Jun 16 1995

Arbco Investments, Inc.

Arbco Investments, Inc. became a new subsidiary organization for American River Bank.

View Profile Jun 16 1995

Want to see more?

Complete timeline for American River Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Amador Seller 135,986 Acquisition Discontinued 12/4/2004
North Coast Bank, National Association Seller 78,477 Pooling of Interests Discontinued 1/1/2004
First Source Capital Seller Pooling of Interests Discontinued 1/1/2004
Placer Bank Of Commerce Seller 34,820 Failure 3/28/1992
Relationships Role Relationship Start Relationship End
American River Bankshares Parent 6/16/1995
Arbco Investments, Inc. Subsidary 6/16/1995 8/31/2001
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