Vitals
  • Total Assets
    655.2M 1.0 %
  • Total Deposits
    376.0M 4.2 %
  • Total Net Loans
    484.8M 14.0 %
  • Net Income
    702000.0000 1,362.5 %
  • Book Value
    49.5M 7.3 %
  • Book Value x2
    99.0M 7.3 %
  • Book Value x3
    148.5M 7.3 %
ROAA

.111

ROAE

1.449

Efficiency Ratio

97.443

Net Interest Margin

2.701

Balance Sheet Highlights
Financial Highlights Oneunited Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 655,171 1,195,734
Total Net Loans 484,824 884,564
Total Deposits 376,011 973,316
Total Equity 49,504 117,275
Profitability
Net Income 702 8,869
Return on Average Assets .111 .594
Return on Average Equity 1.449 5.855
Net Interest Margin 2.701 3.257
Efficiency Ratio 97.443 73.516
Noninterest Income/Revenue 12.698 17.101
Balance Sheet Ratios
Loan-to-Deposit 128.939 91.006
Securities/Assets .168 .127
Total Equity/Total Assets .076 .098
Tangible Equity/Tangible Assets .057 .09
Capital Adequacy
Tier 1 Common Capital 29,780 108,595
Tier 1 Capital 39,428 108,997
Tier 2 Capital 5,146 9,379
Total Capital 44,574 118,886
Total Risk Weighted Assets 380,803 863,428
Leverage Ratio 6.22 10.038
Common Equity Tier 1 Capital Ratio 7.82 14.848
Tier 1 Capital Ratio 10.35 14.854
Total Capital Ratio 11.71 15.826

Timeline for Oneunited Bank

Family Savings Bank, F.S.B.

Acquisition: Oneunited Bank acquired a new subsidiary, Family Savings Bank, F.S.B., 21 years

View Profile Jan 01 2003

Founders National Bank

Acquisition: Oneunited Bank acquired a new subsidiary, Founders National Bank, 22 years

View Profile May 01 2001

Peoples National Bank Of Commerce, Miami

Acquisition: Oneunited Bank acquired a new subsidiary, Peoples National Bank Of Commerce, Miami, 24 years

View Profile Sep 11 1999

Metropolitan Management, Inc.

Metropolitan Management, Inc. became a new subsidiary organization for Oneunited Bank.

View Profile Jan 22 1992

Bbc Properties I, Inc.

Bbc Properties I, Inc. became a new subsidiary organization for Oneunited Bank.

View Profile Nov 20 1990

Want to see more?

Complete timeline for Oneunited Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Family Savings Bank, F.S.B. Seller 204,250 Acquisition Discontinued 1/1/2003
Founders National Bank Seller 107,181 Acquisition Discontinued 5/1/2001
Peoples National Bank Of Commerce, Miami Seller 36,823 Failure 9/11/1999
Unity Bank And Trust Company Seller 12,759 Failure 8/2/1982
Relationships Role Relationship Start Relationship End
Bbc Properties I, Inc. Subsidary 11/20/1990 8/31/2001
Bbc Realty Corporation Subsidary 3/3/1986 8/31/2001
Bbc Capital Market, Inc. Subsidary 1/3/1990 8/31/2001
Metropolitan Management, Inc. Subsidary 1/22/1992 12/31/1994
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