Vitals
  • Total Assets
    80.5M 1.8 %
  • Total Deposits
    71.7M 8.3 %
  • Total Net Loans
    65.7M 0.1 %
  • Net Income
    915000.0000 -0.4 %
  • Book Value
    8.7M 3.8 %
  • Book Value x2
    17.3M 3.8 %
  • Book Value x3
    26.0M 3.8 %
ROAA

1.156

ROAE

10.647

Efficiency Ratio

63.636

Net Interest Margin

3.408

Balance Sheet Highlights
Financial Highlights Western National Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 80,514 170,284
Total Net Loans 65,670 117,277
Total Deposits 71,668 137,686
Total Equity 8,659 18,945
Profitability
Net Income 915 1,911
Return on Average Assets 1.156 1.018
Return on Average Equity 10.647 9.028
Net Interest Margin 3.408 3.761
Efficiency Ratio 63.636 64.484
Noninterest Income/Revenue 4.915 12.891
Balance Sheet Ratios
Loan-to-Deposit 91.631 83.61
Securities/Assets .008 .163
Total Equity/Total Assets .108 .111
Tangible Equity/Tangible Assets .087 .107
Capital Adequacy
Tier 1 Common Capital 7,049 18,124
Tier 1 Capital 7,049 18,269
Tier 2 Capital 744 1,473
Total Capital 7,793 19,774
Total Risk Weighted Assets 59,489 134,666
Leverage Ratio 8.87 11.078
Common Equity Tier 1 Capital Ratio 11.85 14.674
Tier 1 Capital Ratio 11.85 14.698
Total Capital Ratio 13.1 15.794

Timeline for Western National Bank

State Bank Of Chester

Acquisition: Western National Bank acquired a new subsidiary, State Bank Of Chester, 10 years

View Profile Jan 01 2014

Summerfield Financial Services, Llc

Summerfield Financial Services, Llc became a new parent organization for Western National Bank.

View Profile Jan 01 2009

Bancook Corporation

Bancook Corporation became a new parent organization for Western National Bank.

View Profile Sep 01 1995

First Summerfield Corporation

First Summerfield Corporation became a new parent organization for Western National Bank.

View Profile Nov 02 1994

Western National Bank

Western National Bank was established 107 years ago and is currently headquartered in Chester, NE.

Apr 07 1917
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Chester Seller 28,012 Acquisition Discontinued 1/1/2014
Relationships Role Relationship Start Relationship End
Summerfield Financial Services, Llc Parent 1/1/2009
Bancook Corporation Parent 9/1/1995 12/31/2008
First Summerfield Corporation Parent 11/2/1994 8/31/1995
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