Vitals
  • Total Assets
    28.0M 0.5 %
  • Total Deposits
    25.3M 0.6 %
  • Total Net Loans
    21.0M 26.5 %
  • Net Income
    191000.0000 -39.0 %
  • Book Value
    2.2M -13.9 %
  • Book Value x2
    4.5M -13.9 %
  • Book Value x3
    6.7M -13.9 %
ROAA

.668

ROAE

7.452

Efficiency Ratio

77.085

Net Interest Margin

3.254

Balance Sheet Highlights
Financial Highlights State Bank Of Chester All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 28,012 138,683
Total Net Loans 21,018 89,955
Total Deposits 25,332 113,082
Total Equity 2,240 13,972
Profitability
Net Income 191 1,441
Return on Average Assets .668 .97
Return on Average Equity 7.452 9.269
Net Interest Margin 3.254 3.615
Efficiency Ratio 77.085 67.212
Noninterest Income/Revenue 5.214 13.604
Balance Sheet Ratios
Loan-to-Deposit 82.97 77.808
Securities/Assets .046 .194
Total Equity/Total Assets .08 .101
Tangible Equity/Tangible Assets .08 .097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,240 13,597
Tier 2 Capital 165 1,124
Total Capital 2,405 14,732
Total Risk Weighted Assets 22,601 103,384
Leverage Ratio 7.72 10.262
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.91 14.286
Total Capital Ratio 10.64 15.385

Timeline for State Bank Of Chester

Western National Bank

State Bank Of Chester was acquired by Western National Bank 10 years

View Profile Jan 01 2014

Hubbell Bank

Acquisition: State Bank Of Chester acquired a new subsidiary, Hubbell Bank, 29 years

View Profile Nov 01 1994

Chester Insurance Agency, Inc.

Chester Insurance Agency, Inc. became a new parent organization for State Bank Of Chester.

View Profile Apr 01 1976

State Bank Of Chester

State Bank Of Chester was established 74 years ago and is currently headquartered in Chester, NE.

Jan 03 1950
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Western National Bank Buyer 80,726 Acquisition Discontinued 1/1/2014
Hubbell Bank Seller 3,638 Discontinued 11/1/1994
Relationships Role Relationship Start Relationship End
Chester Insurance Agency, Inc. Parent 1/1/2002 12/31/2013
Chester Insurance Agency, Inc. Parent 12/31/1989 12/31/2001
Chester Insurance Agency, Inc. Parent 12/31/1983 12/30/1989
Chester Insurance Agency, Inc. Parent 12/31/1982 12/30/1983
Chester Insurance Agency, Inc. Parent 4/1/1976 12/30/1982
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