Vitals
  • Total Assets
    9.0B 6.3 %
  • Total Deposits
    5.5B 5.0 %
  • Total Net Loans
    5.1B 8.2 %
  • Net Income
    17.6M -3.3 %
  • Book Value
    1.3B -0.7 %
  • Book Value x2
    2.6B -0.7 %
  • Book Value x3
    4.0B -0.7 %
ROAA

.78

ROAE

5.367

Efficiency Ratio

60.38

Net Interest Margin

2.991

Balance Sheet Highlights
Financial Highlights Newalliance Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 9,033,198 985,228
Total Net Loans 5,136,411 695,167
Total Deposits 5,465,816 751,964
Total Equity 1,317,490 108,033
Profitability
Net Income 17,580 1,177
Return on Average Assets .78 .487
Return on Average Equity 5.367 4.168
Net Interest Margin 2.991 3.35
Efficiency Ratio 60.38 78.028
Noninterest Income/Revenue 11.806 14.197
Balance Sheet Ratios
Loan-to-Deposit 93.973 89.21
Securities/Assets .313 .167
Total Equity/Total Assets .146 .11
Tangible Equity/Tangible Assets .084 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 759,432 107,253
Tier 2 Capital 55,302 8,611
Total Capital 814,734 115,864
Total Risk Weighted Assets 4,753,437 678,527
Leverage Ratio 8.97 11.013
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.98 18.139
Total Capital Ratio 17.14 19.343

Timeline for Newalliance Bank

First Niagara Bank, National Association

Newalliance Bank was acquired by First Niagara Bank, National Association 13 years

View Profile Apr 16 2011

Westbank

Acquisition: Newalliance Bank acquired a new subsidiary, Westbank, 17 years

View Profile Jan 02 2007

Cornerstone Bank

Acquisition: Newalliance Bank acquired a new subsidiary, Cornerstone Bank, 18 years

View Profile Jan 02 2006

Trust Company Of Connecticut

Acquisition: Newalliance Bank acquired a new subsidiary, Trust Company Of Connecticut , 18 years

View Profile Jul 01 2005

Tolland Bank

Acquisition: Newalliance Bank acquired a new subsidiary, Tolland Bank, 20 years

View Profile Apr 01 2004

Want to see more?

Complete timeline for Newalliance Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Niagara Bank, National Association Buyer 32,925,808 Acquisition Discontinued 4/16/2011
Westbank Seller 714,325 Acquisition Discontinued 1/2/2007
Cornerstone Bank Seller 211,318 Acquisition Discontinued 1/2/2006
Trust Company Of Connecticut Seller Acquisition Discontinued 7/1/2005
Tolland Bank Seller 426,425 Acquisition Discontinued 4/1/2004
The Savings Bank Of Manchester Seller 2,527,445 Acquisition Discontinued 4/1/2004
Coastal Federal Savings Bank Seller 119,793 Failure 5/20/1994
Colony Savings Bank Seller 35,664 Failure 2/29/1992
Saybrook Bank And Trust Co. Seller 77,287 Failure 12/7/1991
Harbor National Bank Of Connecticut Seller 22,853 Failure 10/4/1991
Relationships Role Relationship Start Relationship End
Newalliance Bancshares, Inc. Parent 4/1/2004 4/15/2011
Key Servicing Company Subsidary 6/30/2007 4/15/2011
New Alliance Investments, Inc. Subsidary 6/30/2007 4/15/2011
First Niagara Community Development Corporation Subsidary 6/30/2007 4/15/2011
Loan Source Inc., The Subsidary 6/30/2007 4/15/2011
Key Servicing Company Subsidary 4/1/2004 6/29/2007
New Alliance Investments, Inc. Subsidary 4/1/2004 6/29/2007
First Niagara Community Development Corporation Subsidary 4/1/2004 6/29/2007
Loan Source Inc., The Subsidary 4/1/2004 6/29/2007
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