Vitals
  • Total Assets
    32.9B -16.3 %
  • Total Deposits
    27.3B -6.8 %
  • Total Net Loans
    23.0B -2.1 %
  • Net Income
    -3382000.0000 -101.6 %
  • Book Value
    4.4B 0.4 %
  • Book Value x2
    8.9B 0.4 %
  • Book Value x3
    13.3B 0.4 %
ROAA

-.053

ROAE

-.458

Efficiency Ratio

94.686

Net Interest Margin

3.032

Balance Sheet Highlights
Financial Highlights First Niagara Bank, National Association All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 32,925,808 2,361,576
Total Net Loans 22,980,572 1,418,975
Total Deposits 27,347,485 1,902,330
Total Equity 4,431,980 271,278
Profitability
Net Income -3,382 11,608
Return on Average Assets -.053 .762
Return on Average Equity -.458 7.401
Net Interest Margin 3.032 3.191
Efficiency Ratio 94.686 66.438
Noninterest Income/Revenue 20.806 17.093
Balance Sheet Ratios
Loan-to-Deposit 84.032 73.021
Securities/Assets .168 .143
Total Equity/Total Assets .135 .115
Tangible Equity/Tangible Assets .079 .109
Capital Adequacy
Tier 1 Common Capital 2,845,328 217,925
Tier 1 Capital 2,845,328 218,485
Tier 2 Capital 39,174 11,478
Total Capital 2,884,502 236,717
Total Risk Weighted Assets 25,606,791 1,485,948
Leverage Ratio 8.47 10.214
Common Equity Tier 1 Capital Ratio 11.11 16.317
Tier 1 Capital Ratio 11.11 16.464
Total Capital Ratio 11.26 17.555

Timeline for First Niagara Bank, National Association

Keybank National Association

First Niagara Bank, National Association was acquired by Keybank National Association 7 years

View Profile Oct 08 2016

Keycorp

Keycorp became a new parent organization for First Niagara Bank, National Association.

View Profile Aug 01 2016

First Niagara Oreo Limited Liability Company

First Niagara Oreo Limited Liability Company became a new subsidiary organization for First Niagara Bank, National Association.

View Profile Jan 01 2014

Oak Hills Investment Fund, Llc

Oak Hills Investment Fund, Llc became a new subsidiary organization for First Niagara Bank, National Association.

View Profile Oct 16 2012

Larkin Investment Fund Llc

Larkin Investment Fund Llc became a new subsidiary organization for First Niagara Bank, National Association.

View Profile Oct 19 2011

Want to see more?

Complete timeline for First Niagara Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Keybank National Association Buyer 101,264,880 Pooling of Interests Discontinued 10/8/2016
Newalliance Bank Seller 9,033,198 Acquisition Discontinued 4/16/2011
The Harleysville National Bank And Trust Company Seller 5,145,939 Acquisition Discontinued 4/10/2010
First Niagara Commercial Bank Seller 1,257,337 Discontinued 4/10/2010
Greater Buffalo Savings Bank Seller 818,759 Discontinued 2/16/2008
Hudson River Bank & Trust Company Seller 2,496,609 Discontinued 1/15/2005
The Troy Savings Bank Seller 1,086,787 Discontinued 1/17/2004
Savings Bank Of The Finger Lakes, Fsb Seller 380,790 Discontinued 1/18/2003
First Niagara Financial Group, Mhc Seller Discontinued 1/18/2003
Cayuga Bank Seller 611,274 Discontinued 11/9/2002
Cortland Savings Bank Seller 270,036 Discontinued 11/9/2002
Albion Federal Savings And Loan Association Seller 79,269 Pooling of Interests Discontinued 3/25/2000
Relationships Role Relationship Start Relationship End
Keycorp Parent 8/1/2016 10/7/2016
First Niagara Financial Group, Inc. Parent 4/10/2010 7/31/2016
First Niagara Financial Group, Inc. Parent 11/9/2002 4/9/2010
First Niagara Financial Group, Inc. Parent 4/17/1998 11/8/2002
First Niagara Portfolio Management, Inc. Subsidary 4/10/2010 10/7/2016
First Niagara Leasing, Inc. Subsidary 4/10/2010 10/7/2016
First Niagara Community Development Corporation Subsidary 4/16/2011 10/7/2016
First Niagara Oreo Limited Liability Company Subsidary 1/1/2014 10/7/2016
First Niagara Realty, Inc. Subsidary 4/10/2010 10/6/2016
First Niagara Funding, Inc. Subsidary 5/1/2014 10/6/2016
First Niagara Securities, Inc. Subsidary 4/10/2010 10/6/2016
Key Insurance & Benefits Services, Inc. Subsidary 4/10/2010 10/6/2016
Key Servicing Company Subsidary 4/16/2011 10/6/2016
First Niagara Commercial Finance, Inc. Subsidary 3/24/2011 10/6/2016
Larkin Investment Fund Llc Subsidary 10/19/2011 10/6/2016
Oak Hills Investment Fund, Llc Subsidary 10/16/2012 10/6/2016
First Niagara Management Services Llc Subsidary 4/10/2010 3/30/2016
First Niagara Reit Holding Company, Inc. Subsidary 11/1/2013 5/1/2014
First Niagara Reit Holding Company, Inc. Subsidary 4/10/2010 10/31/2013
First Niagara Centre, Inc. Subsidary 4/10/2010 11/1/2012
First Niagara Associates, Inc. Subsidary 4/10/2010 11/1/2012
Tsb Real Property, Inc. Subsidary 4/10/2010 10/31/2012
New Alliance Investments, Inc. Subsidary 4/16/2011 10/31/2012
Hnc Insurance Agency Inc. Subsidary 4/10/2010 11/2/2010
Beneserv, Inc. Subsidary 4/10/2010 11/1/2010
Pa Branch Holdings, Llc Subsidary 4/10/2010 4/10/2010
2007 Pa Holdings, Llc Subsidary 4/10/2010 4/10/2010
First Niagara Commercial Bank Subsidary 1/17/2004 4/9/2010
First Niagara Portfolio Management, Inc. Subsidary 4/17/1998 11/8/2002
First Niagara Realty, Inc. Subsidary 4/17/1998 11/8/2002
First Niagara Funding, Inc. Subsidary 4/17/1998 11/8/2002
First Niagara Securities, Inc. Subsidary 4/17/1998 11/8/2002
Key Insurance & Benefits Services, Inc. Subsidary 1/1/1999 11/8/2002
Nova Healthcare Administrators, Inc. Subsidary 1/1/1999 11/8/2002
Niagara Investment Advisors, Inc. Subsidary 6/1/2000 11/8/2002
First Niagara Leasing, Inc. Subsidary 1/1/2000 11/8/2002
Foote-Mandaville Agency, Inc. Subsidary 1/1/1999 12/31/2000
First Niagara Leasing, Inc. Subsidary 1/1/2000 12/31/2000
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