Assets
Liabilities
Assets First Niagara Bank, National Association All Insured Commercial Banks in New York
Total Assets 32,925,808,000 1,737,497,228
Loans & Leases 22,980,572,000 1,204,307,793
Real Estate Loans 14,210,927 784,282
Commercial Loans 4,323,508 281,313
Individual Loans 2,949,855 52,230
Agricultural Loans 29,379 1,509
Other Loans and Leases in Domestic and Foreign Offices 1,481,736 95,140
Loan and Lease Allowance (14,833) (9,973)
Unearned Income on Loans — (195)
Securities 5,542,114,000 296,616,696
U.S. Treasury and Agency Securities 5,541,033 206,640
Municipal Securities 81 42,613
Foreign Debt Securities — 1,806
All Other Securities 1,000 45,558
Cash & Balances due from depository institutions 777,539,000 133,517,957
Noninterest-Bearing Cash and Due From Banks 442,780 29,625
Interest-Bearing Bank Balances 334,759 103,892
Federal Funds Sold and Resales — 516
Trading Account Assets 242,489 1,325
Premises and fixed assets (including capitalized leases) 265,160 10,475
Other Real Estate Owned 16,883 427
Direct and Indirect Investments in Real Estate Ventures 184,915 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 2,916,136 90,312
Liabilities First Niagara Bank, National Association All Insured Commercial Banks in New York
Total Liabilities 32,925,808,000 1,729,040,065
Deposits 28,493,828,000 1,456,784,261
Demand Deposits 760,057 172,709
All NOW & ATS Accounts 249,758 34,432
Money Market Deposit Accounts 9,746,133 693,193
Other Nontransaction Savings 13,026,201 193,437
Time Deposits At Or Below Insurance Limit 3,328,373 176,950
Fully Insured Brokered Deposits 1,372,019 84,303
Less: Fully Insured Brokered Deposits (1,372,019) (84,303)
Time Deposits Above Insurance Limit 236,963 65,083
Total Deposits in Foreign Offices — 1,859
Federal Home Loan Bank Borrowings Maturing Under One Year — 24,996
Federal Funds Purchased & Resales 503,714 33,015
Federal Home Loan Bank Borrowing Maturing Over One Year — 31,119
Other Borrowings Maturing Under One Year — 600
Other Borrowing Maturing Over One Year 192,910 821
Acceptances & Other Liabilities 449,719 28,569
Capital 4,431,980,000 272,255,804
Subordinated Notes and Debentures — 978
Total Equity 4,431,980 271,278