Vitals
  • Total Assets
    818.8M 1.7 %
  • Total Deposits
    650.2M -2.3 %
  • Total Net Loans
    545.9M 6.3 %
  • Net Income
  • Book Value
    47.3M 4.6 %
  • Book Value x2
    94.6M 4.6 %
  • Book Value x3
    141.8M 4.6 %
ROAA

ROAE

Efficiency Ratio

116.678

Net Interest Margin

1.993

Balance Sheet Highlights
Financial Highlights Greater Buffalo Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 818,759 1,690,594
Total Net Loans 545,921 806,214
Total Deposits 650,172 1,449,010
Total Equity 47,277 156,077
Profitability
Net Income — 27,070
Return on Average Assets — .729
Return on Average Equity — 7.757
Net Interest Margin 1.993 3.11
Efficiency Ratio 116.678 68.566
Noninterest Income/Revenue 7.236 9.104
Balance Sheet Ratios
Loan-to-Deposit 83.966 72.085
Securities/Assets .24 .853
Total Equity/Total Assets .058 .092
Tangible Equity/Tangible Assets .058 -.143
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 47,502 153,130
Tier 2 Capital 3,051 4,511
Total Capital 50,553 157,603
Total Risk Weighted Assets 506,665 975,533
Leverage Ratio 5.79 9.464
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.38 16.638
Total Capital Ratio 9.98 17.189

Timeline for Greater Buffalo Savings Bank

First Niagara Bank, National Association

Greater Buffalo Savings Bank was acquired by First Niagara Bank, National Association 16 years

View Profile Feb 16 2008

Great Lakes Bancorp, Inc.

Great Lakes Bancorp, Inc. became a new parent organization for Greater Buffalo Savings Bank.

View Profile May 01 2003

Greater Buffalo Savings Bank

Greater Buffalo Savings Bank was established 24 years ago and is currently headquartered in Buffalo, NY.

Nov 09 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Niagara Bank, National Association Buyer 32,925,808 Discontinued 2/16/2008
Relationships Role Relationship Start Relationship End
Great Lakes Bancorp, Inc. Parent 5/1/2003 2/15/2008
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