Vitals
  • Total Assets
    784.5M 3.4 %
  • Total Deposits
    576.6M 9.1 %
  • Total Net Loans
    610.2M 1.4 %
  • Net Income
    15.6M 161.1 %
  • Book Value
    105.9M -6.5 %
  • Book Value x2
    211.8M -6.5 %
  • Book Value x3
    317.7M -6.5 %
ROAA

2.024

ROAE

14.026

Efficiency Ratio

78.171

Net Interest Margin

3.189

Balance Sheet Highlights
Financial Highlights Severn Savings Bank, Fsb All Insured Savings Banks in Maryland
Balance Sheet $(000)
Total Assets 784,496 301,352
Total Net Loans 610,234 213,593
Total Deposits 576,636 241,483
Total Equity 105,899 44,672
Profitability
Net Income 15,605 2,152
Return on Average Assets 2.024 .432
Return on Average Equity 14.026 3.058
Net Interest Margin 3.189 3.292
Efficiency Ratio 78.171 86.153
Noninterest Income/Revenue 15.476 18.681
Balance Sheet Ratios
Loan-to-Deposit 105.827 87.022
Securities/Assets .08 .13
Total Equity/Total Assets .135 .148
Tangible Equity/Tangible Assets .134 .146
Capital Adequacy
Tier 1 Common Capital 98,970 43,576
Tier 1 Capital 98,970 43,602
Tier 2 Capital 7,547 1,769
Total Capital 106,517 45,371
Total Risk Weighted Assets 599,616 186,418
Leverage Ratio 12.92 14.727
Common Equity Tier 1 Capital Ratio 16.51 28.083
Tier 1 Capital Ratio 16.51 28.091
Total Capital Ratio 17.76 29.015

Timeline for Severn Savings Bank, Fsb

Louis Hyatt, Inc.

Louis Hyatt, Inc. became a new subsidiary organization for Severn Savings Bank, Fsb.

View Profile Dec 01 2012

Hs West, Llc

Hs West, Llc became a new subsidiary organization for Severn Savings Bank, Fsb.

View Profile Dec 01 2012

Severn Financial Services Corporation

Severn Financial Services Corporation became a new subsidiary organization for Severn Savings Bank, Fsb.

View Profile Apr 01 2011

Ssb Realty Holdings, Llc

Ssb Realty Holdings, Llc became a new subsidiary organization for Severn Savings Bank, Fsb.

View Profile Apr 01 2011

Ssb Realty Holdings Ii, Llc

Ssb Realty Holdings Ii, Llc became a new subsidiary organization for Severn Savings Bank, Fsb.

View Profile Apr 01 2011

Want to see more?

Complete timeline for Severn Savings Bank, Fsb is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Severn Bancorp, Inc. Parent 7/21/2011
Severn Bancorp, Inc. Parent 3/26/1991 7/20/2011
Louis Hyatt, Inc. Subsidary 12/1/2012
Severn Financial Services Corporation Subsidary 7/21/2011
Hs West, Llc Subsidary 12/1/2012
Ssb Realty Holdings, Llc Subsidary 7/21/2011
Ssb Realty Holdings Ii, Llc Subsidary 7/21/2011
Severn Financial Services Corporation Subsidary 4/1/2011 7/20/2011
Ssb Realty Holdings, Llc Subsidary 4/1/2011 7/20/2011
Ssb Realty Holdings Ii, Llc Subsidary 4/1/2011 7/20/2011
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